Fairfield Town property record for 118 Mill River Rd, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,944 sqft · built 1956 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,245,000 (Dec 2023) |
| Tax Bill | $15,763 (2025) |
| Deeds & Mortgages | Dec 2024 Refinance Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | FAIR M:148 B:38 |
| Primary APN | FAIR M:148 B:38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 4,888 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 9713 |
|---|---|
| Street Address | 118 MILL RIVER RD |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-2959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 38 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 60500 |
Source: Fairfield Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 MILL RIVER RD, FAIRFIELD, CT 06824-2959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK |
| Dec 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PFS INC |
| May 10, 2023 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | May 10, 2023 · Amount on Record |
| Deed Document Number | 20232023-5806 |
| Deed Book / Page | 6466 / 110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 118 MILL RIVER RD, FAIRFIELD, CT 06824-2959 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 006573-322 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 6573/322 |
| Instrument | 2024-6601 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Dec 1, 2023 |
| Property Address | 118 MILL RIVER RD, FAIRFIELD, CT 06824-2959 |
| Document Number | 006466-110 |
| Book / Page | 6466 / 110 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-5806 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020235807 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-5807 |
| Name | PFS INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Type Change Date | Dec 1, 2033 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | May 10, 2023 |
| Property Address | 118 MILL RIVER RD, FAIRFIELD, CT 06824-2959 |
| Document Number | 0006413-36 |
| Book / Page | 6413 / 36 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023-2142 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 BHASKING RIDGE RD, WILTON, CT 06897-3205 |
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,763.00 | $555,240 (+21.84%) Land $300,020 Building $255,220 | $388,668 Land $210,014 Building $178,654 |
| 2024 | $15,763.00 (+25.74%) | ||
| 2023 | $12,536.00 | $455,700 Land $300,020 Building $155,680 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
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