118 Mill Point Rd, Hudgins, VA 23076 Property Records

Mathews County property record for 118 Mill Point Rd, Hudgins, VA 23076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1906
Lot Size	1.24 acres (54,232 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Aug 2026)
Tax Bill	$1,107 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-A-65`

Property Details

APN / Parcel Number

Primary APN	`11-A-65`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Roof Type	Gable
Lot Area	54,232 sqft (1.24 acres)
Garage Type	Attached
Garage Area	312 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	118 MILL POINT RD
City	HUDGINS
State	VA
Zip	23076-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 1.245 0000/
Legal Lot Number	65
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	2
Census Block	2005
Census Tract	951302

Owner

118 Mill Point Rd is owned and occupied by an individual who bought it in August 2026.

Source: Mathews County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	118 MILL POINT RD, HUDGINS, VA 23076-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING
Jul 13, 2020	Intrafamily Transfer, Transfer
Jul 13, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	2026997
Transfer Doc	332/850
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Aug 6, 2026
Property Address	118 MILL POINT RD, HUDGINS, VA 23076-2004
Document Number	0000000997
Instrument Date	Jul 26, 2026
Instrument	2026997
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,349.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MILL POINT RD, HUDGINS, VA 23076-2004

Mortgage

Document Number	0000000998,
Date	Aug 6, 2026
Instrument	2026998

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000000999,
Date	Aug 6, 2026
Instrument	2026999

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MATHEWS VA
Recording Date	Jul 13, 2020
Property Address	118 MILL POINT RD, HUDGINS, VA 23076-2004
Document Number	200000929
Map Reference	MB 162 PG 869
Instrument Date	Jul 9, 2020
Instrument	200000929
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MILL POINT RD, HUDGINS, VA 23076-2004

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jul 13, 2020
Property Address	118 MILL POINT RD, HUDGINS, VA 23076-2004
Document Number	200000930
Map Reference	MB 162 PG 869
Instrument Date	Jul 6, 2020
Instrument	200000930
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 MILL POINT RD, HUDGINS, VA 23076-2004

Mortgage

Document Number	200000931
Date	Jul 13, 2020
Instrument	200000931

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 118 Mill Point Rd was $1,107, up 0.1% from the year before.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,107.00 (+0.09%)	$178,500 (-) Land $26,000 Building $152,500
2025	$1,106.00	$178,500 Land $26,000 Building $152,500
2023	$999.00	$178,500 Land $26,000 Building $152,500	$178,500 Land $26,000 Building $152,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 Mill Point Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	13 (2003–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Mill Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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