Bergen County and Paramus Borough property record for 118 Midwood Rd, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 3,249 sqft · built 1961 |
| Lot Size | 0.298 acres (12,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Apr 2018) |
| Tax Bill | $14,363 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04104-0000-00020 |
| Primary APN | 46-04104-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,249 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 12,979 sqft (0.298 acres) |
| Account Number | 328400 |
|---|---|
| Street Address | 118 MIDWOOD RD |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 80XIRR 5.2LT |
| Legal Subdivision | CEDARWOOD GARDENS |
| Legal Block | 4104 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42400 |
Source: Bergen County and Paramus Borough records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 MIDWOOD RD, PARAMUS, NJ 07652-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INC |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Apr 3, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Jan 29, 2016 · Amount on Record |
| Deed Document Number | 201818-021796 |
| Deed Book / Page | 2896 / 2064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 29, 2026 |
| Property Address | 118 MIDWOOD RD, PARAMUS, NJ 07652-1608 |
| Document Number | 0000052278 |
| Book / Page | 5861 / 995 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202652278 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 118 MIDWOOD RD, PARAMUS, NJ 07652-1608 |
| Document Number | 0000052278, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 5861/995 |
| Instrument | 202652278 |
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 118 MIDWOOD RD, PARAMUS, NJ 07652-1608 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040811234 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 4081/1234 |
| Instrument | 2021057525 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 3, 2018 |
| Property Address | 118 MIDWOOD RD, PARAMUS, NJ 07652-1608 |
| Document Number | 0028962064 |
| Book / Page | 2896 / 2064 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 00018-021796 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 MIDWOOD RD, PARAMUS, NJ 07652-1608 |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,012,800 (+5.7%) Land $488,500 Building $524,300 | $1,012,800 (+5.7%) Land $488,500 Building $524,300 | |
| 2025 | $14,363.00 (+8.71%) | $958,200 (+14.22%) Land $446,300 Building $511,900 | $958,200 (+14.22%) Land $446,300 Building $511,900 |
| 2024 | $13,212.00 (+8.22%) | ||
| 2023 | $838,900 Land $367,700 Building $471,200 | $838,900 Land $367,700 Building $471,200 | |
| 2022 | $12,209.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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