118 Meadow Vw, Lancaster, KY 40444 Property Records

Garrard County property record for 118 Meadow Vw, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2021
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Oct 2025)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-08.81`

Property Details

APN / Parcel Number

Primary APN	`04-08.81`
Alternative APN	`23516`

Interior

Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Basement

Location & Zoning

Account Number	23516
Street Address	118 MEADOW VW
City	LANCASTER
State	KY
Zip	40444-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 PH 4 PLAT 3-265 1.18 AC
Legal Subdivision	RIDGE CREST EAST
Legal Phase	4
Legal Lot Number	33
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1006
Census Tract	970101

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	118 MEADOW VW, LANCASTER, KY 40444-7177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage SAGE HOME LOANS CORP
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Deed Document Number	2025199682
Deed Book / Page	334 / 106
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 2, 2025
Property Address	118 MEADOW VW, LANCASTER, KY 40444-7177
Document Number	00D334/106
Book / Page	D334 / 106
Map Reference	CAB 3 SL 265
Instrument Date	Oct 1, 2025
Instrument	199682
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8730 CLAUSSVILLE RD, FOGELSVILLE, PA 18051-2119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MEADOW VW, LANCASTER, KY 40444-7177

Mortgage

Document Number	0000199687
Date	Oct 2, 2025
Instrument	199687

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 30, 2021
Property Address	118 MEADOW VW, LANCASTER, KY 40444-7177
Document Number	00D312/209
Book / Page	D312 / 209
Map Reference	DB 296 PG 284
Instrument Date	Sep 23, 2021
Instrument	164835
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Tax	$256.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 LANTERN WAY, NICHOLASVILLE, KY 40356-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MEADOW VW, LANCASTER, KY 40444-7177

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (+40.63%) Land $35,000 Building $325,000	$360,000 (+40.63%) Land $35,000 Building $325,000
2025	$2,635.00 (-0.45%)	$256,000 (-) Land $25,000 Building $231,000	$256,000 (-) Land $25,000 Building $231,000
2024	$2,647.00 (-2.83%)	$256,000 (-) Land $25,000 Building $231,000	$256,000 (-) Land $25,000 Building $231,000
2023	$2,724.00 (-0.95%)	$256,000 (-) Land $25,000 Building $231,000	$256,000 (-) Land $25,000 Building $231,000
2022	$2,750.00	$256,000 Land $25,000 Building $231,000	$256,000 Land $25,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20
kywimax Fixed Wireless · not low latency	25 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: All Points Broadband.

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