118 Matthew Ct, Galt, CA 95632 Property Records

Sacramento County property record for 118 Matthew Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,581 sqft · built 1991
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2020)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0540-030-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0540-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 MATTHEW CT
City	GALT
State	CA
Zip	95632-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 03, LOT 241
Legal Subdivision	FUMASI RANCH 03
Legal Lot Number	241
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4003
Census Tract	9502

Owner

118 Matthew Ct is owned and occupied by two individuals who bought it in March 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 MATTHEW CT, GALT, CA 95632-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 23, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK
Mar 5, 2020	Grant Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Oct 20, 2010 · Amount on File
Deed Book / Page	20200305 / 270
Prior Transfer Date	Jul 14, 2010
Prior Transfer Doc	0000000546
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	118 MATTHEW CT, GALT, CA 95632-2643
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MATTHEW CT, GALT, CA 95632-2643

Mortgage

Document Number	0000000437
Date	Nov 29, 2021
Instrument	2021112900437

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 23, 2023
Property Address	118 MATTHEW CT, GALT, CA 95632-2643
Document Number	0000000102
Map Reference	MB 210 MAP 3
Instrument Date	Aug 14, 2023
Instrument	202308230102
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ACCURATE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 MATTHEW CT, GALT, CA 95632-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	118 MATTHEW CT, GALT, CA 95632-2643

Mortgage

Document Number	0000000103
Date	Aug 23, 2023
Instrument	202308230103

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2053

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 5, 2020
Property Address	118 MATTHEW CT, GALT, CA 95632-2643
Document Number	2003050270
Instrument Date	Feb 7, 2020
Instrument	2003050270
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MATTHEW CT GALT CA 956322643, GALT, CA 95632-2643

Mortgage

Document Number	2003050271
Date	Mar 5, 2020
Instrument	2003050271

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Mortgage

Document Number	2003050272,
Date	Mar 5, 2020
Instrument	2003050272

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 Matthew Ct was $5,259, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,694 (+2%) Land $118,384 Building $329,310
2025	$5,259.00 (+4.3%)	$438,916 Land $116,063 Building $322,853
2024	$5,042.00 (+14.25%)
2023	$4,413.00 (-4.09%)	$373,165 Land $110,372 Building $262,793
2022	$4,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Matthew Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Matthew Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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