118 Maple Ave, Altamont, NY 12009 Property Records

Albany County and Guilderland Town property record for 118 Maple Ave, Altamont, NY 12009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,760 sqft · built 1876
Lot Size	0.068 acres (2,976 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,748 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013001 37.18-4-26`

Property Details

APN / Parcel Number

Primary APN	`013001 37.18-4-26`
Alternative APNs	`300103701800040260000000` `03701800040260000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	880 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,976 sqft (0.068 acres)
Lot Dimensions	96 ft deep x 31 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03701800040260000000
Street Address	118 MAPLE AVE
City	ALTAMONT
State	NY
Zip	12009-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB
Legal Block	4
Legal Lot Number	26.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1015
Census Tract	14612

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 MAPLE AVE, ALTAMONT, NY 12009-7718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 5, 2018	Deed with Mortgage, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	118 MAPLE AVE, ALTAMONT, NY 12009-7718
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004279
Date	Nov 10, 2021
Instrument	R2021-34279

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALBANY NY
Recording Date	Dec 5, 2018
Property Address	118 MAPLE AVE, ALTAMONT, NY 12009-7718
Document Number	0020186997
Book / Page	002018 / 026997
Instrument Date	Nov 26, 2018
Instrument	26998
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 MAPLE AVE ALTAMONT NY 120097718, ALTAMONT, NY 12009-7718

Mortgage

Document Number	26998
Date	Dec 5, 2018
Instrument	26998

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Municipality	Altamont Village
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,748.00 (+3.22%)
2025	$3,631.00 (+11.35%)	$146,000 (-) Land $29,000 Building $117,000	$194,667 (+13.33%) Land $38,667 Building $156,000
2023		$146,000 (-) Land $29,000 Building $117,000	$171,765 (+7.06%) Land $34,118 Building $137,647
2022		$146,000 Land $29,000 Building $117,000	$160,440 Land $31,868 Building $128,572
2021	$3,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	27 units insured incl. 8 condo units
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT, VILLAGE serves 2,000 people · EPA ID NY0100190
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Hudson Valley Wireless.

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