Franklin County and Northfield Town property record for 118 Main St, Northfield, MA 01360
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,478 sqft · built 1945 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,500 (Sep 1994) |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2021 Refinance + 1 more |
| APN | NFLD M:017 B:000C2 L:1 |
| Primary APN | NFLD M:017 B:000C2 L:1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 3,415 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 118 MAIN ST |
|---|---|
| City | NORTHFIELD |
| State | MA |
| Zip | 01360-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | C2 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHFIELD MA |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Northfield Main Street Historic District listed 1982 · 47 contributing resources · NRIS 82004965 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County and Northfield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 MAIN ST, NORTHFIELD, MA 01360-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1994 · Amount on File |
| Deed Sale | Sep 30, 1994 · Amount on File |
| Deed Book / Page | 2944 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Property Address | 118 MAIN ST, NORTHFIELD, MA 01360-1021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007975-42 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 7975/42 |
| Instrument | 3577 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Property Address | 118 MAIN ST, NORTHFIELD, MA 01360-1021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7766-87 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 7766/87 |
| Instrument | 5937 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Property Address | 118 MAIN ST, NORTHFIELD, MA 01360-1021 |
| Document Number | 7294-124 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 118 MAIN ST NORTHFIELD MA 013601021, NORTHFIELD, MA 01360-1021 |
| Document Number | 7294-124 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 007294/000124 |
| Instrument | 12858 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Northfield Town |
| Unified School District | Pioneer Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,456.00 (+4.97%) | $322,000 (+3.01%) Land $61,900 Building $260,100 | $342,636 (-0.56%) |
| 2024 | $4,245.00 (+10.29%) | $312,600 (+10.3%) Land $58,400 Building $254,200 | $344,565 |
| 2023 | $3,849.00 | $283,400 Land $58,000 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD WATER DISTRICT serves 800 people · EPA ID MA1217000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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