118 Main St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 118 Main St, Gloucester, MA 01930

Property Summary

Property Type	Restaurant
Details	2 ba · 3,146 sqft · built 1865
Lot Size	0.045 acres (1,944 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Mar 2009)
Tax Bill	$7,761 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0007 B:0101 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0007 B:0101 L:0000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,146 sqft Total Area
Gross Area	5,186 sqft
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Unfinished Basement	1,848 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	1,944 sqft (0.045 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 MAIN ST
City	GLOUCESTER
State	MA
Zip	01930-5731
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CB
Legal Block	101
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2012
Census Tract	221500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 MAIN ST, GLOUCESTER, MA 01930-5731
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust · Commercial Mortgage CAPE ANN SAVINGS BANK
Nov 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Apr 1, 2019	Quit Claim Deed, Transfer · Commercial Mortgage FIRST IPSWICH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2009 · Amount on Record
Deed Sale	Mar 31, 2009 · Amount on Record
Deed Book / Page	28453 / 360
Last Transfer Date	Apr 1, 2019
Transfer Doc	37417-151
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	May 1, 2026
Property Address	118 MAIN ST, GLOUCESTER, MA 01930-5731
Document Number	043362-511
Book / Page	43362 / 511
Instrument Date	Apr 27, 2026
Instrument	20263170
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003170,
Date	May 1, 2026
Book Page	43362/511
Instrument	20263170

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	118 MAIN ST, GLOUCESTER, MA 01930-5731
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043096-301
Date	Nov 26, 2025
Book Page	43096/301
Instrument	20251126002560

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 1, 2019
Property Address	118 MAIN ST, GLOUCESTER, MA 01930-5731
Document Number	37417-151
Book / Page	37417 / 151
Instrument Date	Apr 1, 2019
Instrument	20190401004280
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MAIN ST, GLOUCESTER, MA 01930-5731

Mortgage

Document Number	37417-153
Date	Apr 1, 2019
Book Page	37417/153
Instrument	20190401004290

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,761.00 (+1.92%)	$807,600 (+6.47%) Land $332,100 Building $475,500
2025	$7,615.00 (+2.99%)	$758,500 (+3.1%) Land $307,500 Building $451,000
2024	$7,394.00 (-2.94%)	$735,700 (+5.66%) Land $292,800 Building $442,900
2023	$7,618.00	$696,300 Land $261,500 Building $434,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures