118 Main St E, Rockwell, IA 50469 Property Records

Cerro Gordo County property record for 118 Main St E, Rockwell, IA 50469

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,476 sqft · built 1922
Lot Size0.167 acres (7,275 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Nov 2021)
Tax Bill$1,896 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150340800300

Property Details

APN / Parcel Number

Primary APN150340800300

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,476 sqft Living Area
1st Floor Area738 sqft
Basement Area738 sqft
Unfinished Basement738 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,275 sqft (0.167 acres)
Lot Dimensions132 ft deep x 55 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft
Patio Area438 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address118 MAIN ST E
CityROCKWELL
StateIA
Zip50469-1063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL'S 8-9 & W1/2 L 10 BLK 20 ROCKWELL
Legal Range20W
Legal Township94N
Legal Section03
Legal SubdivisionROCKWELL
Legal Block20
Legal Lot Number8-10
JurisdictionCERRO GORDO IA
Township / Civil DivisionGENESEO
Census Block Group1
Census Block1031
Census Tract951000

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 MAIN ST E, ROCKWELL, IA 50469-1063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST SECURITY BANK & TRUST CO
Nov 9, 2021Warranty Deed, Transfer · Conventional Mortgage
IOWA HEARTLAND CU
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Prior SaleSep 2, 2015 · Amount on Record
Deed Document Number20218584
Deed Book / Page2021 / 8584
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address118 MAIN ST E, ROCKWELL, IA 50469-1063
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/4861
DateSep 21, 2023
Book Page2023/4861
Instrument2023-4861
Lender
NameFIRST SECURITY BANK & TRUST CO
TypeBank
AddressCHARLES CITY, IA 50616
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 20, 2033

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCERRO GORDO IA
Recording DateNov 9, 2021
Property Address118 MAIN ST E, ROCKWELL, IA 50469-1063
Document Number2021/8584
Book / Page2021 / 8584
Instrument DateNov 3, 2021
Instrument2021-8584
Transaction TypeTransfer
Record UpdatedDec 1, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 MAIN ST E, ROCKWELL, IA 50469-1063
InvestorPossibly a Property Investor

Mortgage

Document Number02021/8585
DateNov 9, 2021
Book Page2021/8585
Instrument2021-8585
Lender
NameIOWA HEARTLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address118 MAIN ST E, ROCKWELL, IA 50469-1063
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/3842
DateJun 24, 2020
Book Page2020/3842
Instrument2020-3842
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCerro Gordo County
MunicipalityRockwell City
Unified School DistrictWest Fork Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,896.00$116,250 (+5.58%) Land $9,630 Building $106,620$116,250 (+5.58%) Land $9,630 Building $106,620
2024$1,896.00 (+29.16%)
2023$110,110 (+37.24%) Land $9,630 Building $100,480$110,110 (+37.24%) Land $9,630 Building $100,480
2022$1,468.00 Homeowner's exemption$80,230 Land $8,250 Building $71,980$80,230 Land $8,250 Building $71,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKWELL WATER SUPPLY
serves 1,071 people · EPA ID IA1773097
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rockwell Cooperative Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Router12 Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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