118 Locust Ct, Hercules, CA 94547 Property Records

Contra Costa County property record for 118 Locust Ct, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,409 sqft · built 1980
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Dec 2017)
Tax Bill	$10,496 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`406-362-023-3`

Property Details

APN / Parcel Number

Primary APN	`406-362-023-3`
Alternative APN	`406-362-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,409 sqft Living Area
1st Floor Area	1,545 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	118 LOCUST CT
City	HERCULES
State	CA
Zip	94547-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T04877 L0167 B
Legal Subdivision	SUBDIVISION 4877
Legal Tract	04877
Legal Lot Number	167
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	359203

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 LOCUST CT, HERCULES, CA 94547-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 11, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Aug 12, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 4, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Jan 26, 2016 · Amount on Record
Deed Document Number	2017226969
Prior Transfer Date	Sep 10, 1997
Prior Transfer Doc	0000172823
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 LOCUST CT, HERCULES, CA 94547-1133
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159872
Date	Oct 8, 2018
Instrument	2018-159872

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jun 15, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 LOCUST CT, HERCULES, CA 94547-1133
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCUST CT, HERCULES, CA 94547-1133

Mortgage

Document Number	0000079210
Date	Mar 16, 2021
Instrument	2021-079210

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 LOCUST CT, HERCULES, CA 94547-1133
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCUST CT, HERCULES, CA 94547-1133

Mortgage

Document Number	0000262036
Date	Sep 21, 2021
Instrument	2021-262036

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	118 LOCUST CT, HERCULES, CA 94547-1133
Document Number	0000098964
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCUST CT HERCULES CA 945471133, HERCULES, CA 94547-1133

Mortgage

Document Number	0000098964
Date	May 26, 2020
Instrument	98964

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 12, 2019
Property Address	118 LOCUST CT, HERCULES, CA 94547-1133
Document Number	0000127244
Map Reference	MB 214 PG 34
Instrument Date	Aug 6, 2019
Instrument	2019-127244
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCUST CT, HERCULES, CA 94547-1133

Mortgage

Document Number	0000127245
Date	Aug 12, 2019
Instrument	2019-127245

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 4, 2017
Property Address	118 LOCUST CT, HERCULES, CA 94547-1133
Document Number	0000226969
Map Reference	MB214 PG34
Instrument Date	Nov 24, 2017
Instrument	2017-226969
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PREMIUM TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 TSUSHIMA ST, HERCULES, CA 94547-5450

Mortgage

Document Number	0000226970
Date	Dec 4, 2017
Instrument	2017-226970

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,344 (+2%) Land $370,223 Building $326,121
2025	$10,496.00 (+5.71%) Homeowner's exemption	$682,691 (+4.04%) Land $362,964 Building $319,727
2023	$9,929.00 (+1.12%) Homeowner's exemption	$656,183 Land $348,871 Building $307,312
2022	$9,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Unwired.

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