Cambria County property record for 118 Locher Rd, Johnstown, PA 15904
| Property Type | Single Family Home |
|---|---|
| Details | built 1945 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,500 (Nov 2005) |
| Tax Bill | $439 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-017.-202.000 |
| Primary APN | 50-017.-202.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Street Address | 118 LOCHER RD |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15904-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H G |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10700 |
118 Locher Rd is owned and occupied by an individual who bought it in November 2005.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 LOCHER RD, JOHNSTOWN, PA 15904-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 29, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2005 · Amount on File |
| Deed Sale | Nov 1, 2005 · Amount on File |
| Deed Book / Page | 2100 / 1294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 118 LOCHER RD, JOHNSTOWN, PA 15904-4609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600001461 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-00001461 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 13, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 118 LOCHER RD, JOHNSTOWN, PA 15904-4609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 18000012704 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 180-00012704 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 50 Months |
| Due | Jan 1, 2023 |
The 2026 property tax bill for 118 Locher Rd was $439.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Richland Township |
| Unified School District | Richland School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439.00 | $10,840 Land $540 Building $10,300 | |
| 2024 | $1,024.00 | $10,840 Land $540 Building $10,300 | |
| 1972 | $10,840 Land $540 Building $10,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 118 Locher Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Locher Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND S & W AUTH BEAVERDAM serves 22,617 people · EPA ID PA4110017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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