St. Charles Parish property record for 118 Live Oak Ln, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 3,150 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Owner Name on File |
| Last Sale | $305,000 (Oct 2008) |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Mortgage + 1 more |
| APN | 2-050 014 00019 |
| Primary APN | 2-050 014 00019 |
|---|
| Building Area | 3,150 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 118 LIVE OAK LN |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 19, SQ. 14, WILLOWRIDGE ESTATES, PHASE V-B |
| Legal Subdivision | WILLOWRIDGE ESTATES - IV, V, P |
| Legal Phase | V-B |
| Legal Block | 14 |
| Legal Lot Number | 19 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 63100 |
The current owner of 118 Live Oak Ln bought it in October 2008.
Source: St. Charles Parish records, as of February 6, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 118 LIVE OAK LN, LULING, LA 70070-3235 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Jan 23, 2020 | Deed of Trust, Mortgage GMFS |
| Jan 16, 2018 | Deed of Trust, Mortgage GMFS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2008 · Amount on File |
| Deed Sale | Oct 20, 2008 · Amount on File |
| Deed Document Number | 0000720671 |
| Deed Book / Page | 720 / 671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 118 LIVE OAK LN, LULING, LA 70070-3235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019280705 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 1928/705 |
| Instrument | 457936 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 118 LIVE OAK LN, LULING, LA 70070-3235 |
| Document Number | 0018440372 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | SUPREME TITLE/LA |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 118 LIVE OAK LN LULING LA 700703235, LULING, LA 70070-3235 |
| Document Number | 0018440372 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 001844/000372 |
| Instrument | 446641 |
| Name | GMFS |
|---|---|
| Address | BATON ROUGE, LA 70806 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 118 LIVE OAK LN, LULING, LA 70070-3235 |
| Document Number | 0017500668 |
| Book / Page | 001750 / 000668 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Title Company | SUPREME TITLE/LA |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 118 LIVE OAK LN LULING LA 700703235, LULING, LA 70070-3235 |
| Document Number | 0017500668 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 001750/000668 |
| Instrument | 429826 |
| Name | GMFS |
|---|---|
| Address | BATON ROGUE, LA 70806 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 22, 2033 |
The 2025 property tax bill for 118 Live Oak Ln was $3,530 with a homeowner's exemption, down 1.5% from the year before.
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,530.00 (-1.53%) Homeowner's exemption | $42,430 (-) Land $9,320 Building $33,110 | $424,300 (-) Land $93,200 Building $331,100 |
| 2024 | $3,585.00 (+10.1%) Homeowner's exemption | $42,430 (+15.71%) Land $9,320 Building $33,110 | $424,300 (+15.71%) Land $93,200 Building $331,100 |
| 2023 | $3,256.00 (-4.52%) Homeowner's exemption | $36,668 (-) Land $7,630 Building $29,038 | $366,680 (-) Land $76,300 Building $290,380 |
| 2022 | $3,410.00 Homeowner's exemption | $36,668 Land $7,630 Building $29,038 | $366,680 Land $76,300 Building $290,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 118 Live Oak Ln; there have been 115 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 757 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Live Oak Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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