118 Layer Rd, Holland, OH 43528 Property Records

Lucas County property record for 118 Layer Rd, Holland, OH 43528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1975
Lot Size	0.915 acres (39,900 sqft)
Owner	2 Owner Names on Record
Last Sale	$43,500 (Oct 2011)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-41057`

Property Details

APN / Parcel Number

Primary APN	`65-41057`
Alternative APN	`28177008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	39,900 sqft (0.915 acres)
Lot Dimensions	298 ft deep x 134 ft wide
Garage Type	Detached
Garage Area	1,708 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	118 LAYER RD
City	HOLLAND
State	OH
Zip	43528-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	19-RA4
Legal Description	COLONIAL HEIGHTS LOT 7
Legal Subdivision	COLONIAL HEIGHTS
Legal Tract	91
Legal Lot Number	7
Jurisdiction	LUCAS OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	9101

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	118 LAYER RD, HOLLAND, OH 43528-8943
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit PROMEDICA FCU
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2011 · Amount on Record
Deed Sale	Oct 24, 2011 · Amount on Record
Prior Sale	Oct 24, 2011 · Amount on Record
Deed Document Number	0000044027
Last Transfer Date	May 23, 2012
Transfer Doc	0000024222
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	118 LAYER RD, HOLLAND, OH 43528-8943
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAYER RD, HOLLAND, OH 43528-8943

Mortgage

Document Number	0000034221
Date	Sep 22, 2025
Instrument	202509220034221

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 24, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	118 LAYER RD, HOLLAND, OH 43528-8943
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017152
Date	Apr 6, 2021
Instrument	202104060017152

Lender

Name	PROMEDICA FCU
Type	Credit Union
Address	TOLEDO, OH 43606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	118 LAYER RD, HOLLAND, OH 43528-8943
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049887
Date	Nov 5, 2020
Instrument	202011050049887

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Springfield Township
Unified School District	Springfield Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (+5.8%)	$67,480 (-) Land $12,530 Building $54,950
2024	$4,002.00 (+3.38%)	$67,480 (+20.73%) Land $12,530 Building $54,950	$192,800 (+20.73%) Land $35,800 Building $157,000
2023	$3,871.00 (+0.05%)	$55,895 (-) Land $4,725 Building $51,170
2022	$3,869.00 Homeowner's exemption	$55,895 Land $4,725 Building $51,170
2021			$159,700 Land $13,500 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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