118 Laurel Dr, Cochran, GA 31014 Property Records

Bleckley County property record for 118 Laurel Dr, Cochran, GA 31014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2026)
Tax Bill	$744 (2025)
Deeds & Mortgages	Nov 2015 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A17 038`

Property Details

APN / Parcel Number

Primary APN	`A17 038`
Alternative APNs	`C27 008` `255`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	255
Street Address	118 LAUREL DR
City	COCHRAN
State	GA
Zip	31014-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	P/O LOT 6
Legal Subdivision	B-CITYRESN VERNONRD-RENEDR
Legal Lot Number	6
Jurisdiction	BLECKLEY GA
Township / Civil Division	COCHRAN
Census Block Group	1
Census Block	1011
Census Tract	790200

Owner

118 Laurel Dr is owned and occupied by an individual who bought it in January 2026.

Source: Bleckley County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 LAUREL DR, COCHRAN, GA 31014-5716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF COCHRAN
Jan 16, 2026	Limited Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Mar 28, 2013	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Feb 11, 2011	Deed, Transfer · Stand-Alone First Mortgage THE CITIZENS BANK OF COCHRAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Book / Page	496 / 158
Record Updated	Oct 29, 2026

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	118 LAUREL DR, COCHRAN, GA 31014-5716
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000403/246
Date	Nov 23, 2015
Book Page	403/246

Lender

Name	STATE BANK OF COCHRAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Dec 1, 2021

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Jan 16, 2026
Property Address	118 LAUREL DR, COCHRAN, GA 31014-5716
Document Number	000496/158
Book / Page	496 / 158
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAUREL DR, COCHRAN, GA 31014-5716

Mortgage

Document Number	0000496160
Date	Jan 16, 2026
Instrument	496/160

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000000496/0000000182
Date	Jan 16, 2026
Book Page	0000000496/0000000182

Lender

Name	GUILD MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2055

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Mar 28, 2013
Property Address	118 LAUREL DR, COCHRAN, GA 31014-5716
Document Number	000383/657
Book / Page	383 / 657
Instrument Date	Mar 28, 2013
Instrument	2013-000127
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAUREL DR, COCHRAN, GA 31014-5716

Mortgage

Document Number	000383/659
Date	Mar 28, 2013
Book Page	383/659

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2043

February 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	BLECKLEY GA
Recording Date	Feb 11, 2011
Property Address	118 LAUREL DR, COCHRAN, GA 31014-5716
Document Number	000368/227
Book / Page	368 / 227
Instrument Date	Feb 11, 2011
Instrument	012-2011-000045
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 MACEDONIA CHURCH RD, 173, COCHRAN, GA 31014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 VERNON RD, COCHRAN, GA 31014-5847

Mortgage

Document Number	000368/229
Date	Feb 11, 2011
Book Page	368/229

Lender

Name	THE CITIZENS BANK OF COCHRAN
Address	COCHRAN, GA 31014

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 3, 2012

Tax Assessment & Valuation

The 2025 property tax bill for 118 Laurel Dr was $744.

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bleckley County
Unified School District	Bleckley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,360 (+41.18%) Land $600 Building $38,760	$98,400 (+41.18%) Land $1,500 Building $96,900
2025	$744.00	$27,880 Land $600 Building $27,280	$69,700 Land $1,500 Building $68,200
2023	$801.00 (+6.23%)	$28,880 (+12.64%) Land $600 Building $28,280	$72,200 (+12.64%) Land $1,500 Building $70,700
2022	$754.00	$25,640 Land $600 Building $25,040	$64,100 Land $1,500 Building $62,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Laurel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRAN serves 8,114 people · EPA ID GA0230000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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