Frederick County property record for 118 Lattice Dr, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,375 sqft · built 2015 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $539,900 (May 2024) |
| Tax Bill | $2,621 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Mar 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E2-1-52 |
| Primary APN | 44E2-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 4,293 sqft |
| 1st Floor Area | 1,083 sqft |
| Basement Area | 923 sqft |
| Finished Basement | 923 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Terrain | Rolling |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048309 |
|---|---|
| Street Address | 118 LATTICE DR |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L52 S2 |
| Legal Subdivision | 5 |
| Legal Lot Number | 52 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 50100 |
118 Lattice Dr is owned and occupied by an individual who bought it in May 2024.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 LATTICE DR, STEPHENSON, VA 22656-1889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC |
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Jan 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Prior Sale | Mar 11, 2015 · Amount on File |
| Deed Document Number | 20243713 |
| Deed Book / Page | 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 1, 2024 |
| Property Address | 118 LATTICE DR, STEPHENSON, VA 22656-1889 |
| Document Number | 0000003713 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 240003713 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 LATTICE DR, STEPHENSON, VA 22656-1889 |
| Document Number | 0000003714 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 240003714 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 118 LATTICE DR, STEPHENSON, VA 22656-1889 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002744 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 200002744 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 82 Months |
| Due | Jan 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 118 LATTICE DR, STEPHENSON, VA 22656-1889 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001476 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 210001476 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
The 2026 property tax bill for 118 Lattice Dr was $2,621, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,621.00 (+10.4%) | $494,500 Land $93,000 Building $401,500 | $494,500 Land $93,000 Building $401,500 |
| 2025 | $2,374.00 | ||
| 2023 | $2,201.00 | $431,600 Land $77,000 Building $354,600 | $431,600 Land $77,000 Building $354,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Lattice Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Lattice Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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