118 Laredo Ave, Staten Island, NY 10312 Property Records

New York City and Richmond County property record for 118 Laredo Ave, Staten Island, NY 10312

Property Summary

Property Type	Duplex
Details	2 ba · 2,104 sqft · built 1975
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2000)
Tax Bill	$8,860 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2020 Mortgage + 2 more
APN	`05601-0098`

Property Details

APN / Parcel Number

Primary APN	`05601-0098`
Alternative APNs	`2402056010098` `5-05601-0098`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	2,104 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
View / Lot	Corner

Location & Zoning

Account Number	05601-0098
Street Address	118 LAREDO AVE
City	STATEN ISLAND
State	NY
Zip	10312-3430
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3A
Legal Block	5601
Legal Lot Number	98
Jurisdiction	RICHMOND NY
Township / Civil Division	STATEN ISLAND
Census Block Group	1
Census Block	1005
Census Tract	17011

Owner

Source: New York City and Richmond County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 LAREDO AVE, STATEN ISLAND, NY 10312-3430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 5, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Nov 26, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2000 · Amount on Record
Deed Sale	Aug 8, 2000 · Amount on Record
Deed Book / Page	10474 / 63
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	118 LAREDO AVE, STATEN ISLAND, NY 10312-3430
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000727087
Date	Jan 18, 2019
Instrument	727087

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	118 LAREDO AVE, STATEN ISLAND, NY 10312-3430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAREDO AVE, STATEN ISLAND, NY 10312-3430

Mortgage

Document Number	0000797384
Date	Oct 30, 2020
Instrument	797384

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND NY
Property Address	118 LAREDO AVE, STATEN ISLAND, NY 10312-3430
Document Number	0000797385
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 LAREDO AVE STATEN ISLAND NY 103123430, STATEN ISLAND, NY 10312-3430

Mortgage

Document Number	0000797385
Date	Oct 30, 2020
Instrument	797385

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND NY
Property Address	118 LAREDO AVE, STATEN ISLAND, NY 10312-3430
Document Number	0000727088
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LAREDO AVE STATEN ISLAND NY 103123430, STATEN ISLAND, NY 10312-3430

Mortgage

Document Number	0000727088
Date	Jan 18, 2019
Instrument	727088

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: New York City and Richmond County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Richmond County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,040 (+26.36%) Land $11,465 Building $41,575	$884,000 (+1.26%) Land $210,000 Building $674,000
2025	$8,860.00 (+8.72%)
2023	$8,149.00	$41,976 Land $10,097 Building $31,879	$873,000 Land $210,000 Building $663,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	123 (1978–2021)
Claims Outside the SFHA	4 of 123
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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