118 Lake Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 118 Lake Dr, Covington, LA 70433

Property Summary

Property Type	Commercial
Details	7,488 sqft · built 2009
Owner	Company Name on Record
Last Sale	$1,875,000 (Jun 2022)
Tax Bill	$24,717 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2022 Sale
APN	`107-808-1103`

Property Details

APN / Parcel Number

Primary APN	`107-808-1103`
Alternative APN	`33147`

Interior

Building Area	7,488 sqft Total Area

Exterior

Year Built	Built 2009
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-808-1103
Street Address	118 LAKE DR
City	COVINGTON
State	LA
Zip	70433-5067
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 6A NORTHPARK SUB CB 1445 606 INST NO 952604 (FIRST BANK)
Legal Subdivision	COMMERCIAL NORTHPARK 07
Legal Lot Number	6A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1068 HIGHLAND COLONY PKWY, RIDGELAND, MS 39157-8807
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage HANCOCK WHITNEY BANK
Jun 23, 2022	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Deed Document Number	2334073
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	118 LAKE DR, COVINGTON, LA 70433-5067
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318653
Date	Mar 11, 2022
Instrument	2318653

Lender

Name	HANCOCK WHITNEY BANK
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 23, 2022
Property Address	118 LAKE DR, COVINGTON, LA 70433-5067
Document Number	0002334073
Map Reference	DOC 1647945
Instrument Date	Jun 23, 2022
Instrument	2334073
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 POYDRAS ST, NEW ORLEANS, LA 70112-4000

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,717.00 (-3.58%)	$145,487 (-) Building $145,487	$969,913 (-) Building $969,913
2024	$25,635.00 (-3.66%)	$145,487 (-29.98%) Building $145,487	$969,913 (-39.11%) Building $969,913
2023	$26,610.00	$207,778 (-) Land $62,291 Building $145,487	$1,592,823 (-) Land $622,910 Building $969,913
2022	$26,610.00	$207,778 Land $62,291 Building $145,487	$1,592,823 Land $622,910 Building $969,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, REV.

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