St. Johns County property record for 118 Kings Ferry Way, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,424 sqft · built 2014 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $582,000 (Aug 2026) |
| Tax Bill | $6,280 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 208930-0000 |
| Primary APN | 208930-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,613 sqft (0.06 acres) |
| Lot Dimensions | 90 ft deep x 30 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 KINGS FERRY WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-4828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-86 ATWOOD TRACT CITY LOT 30 BLK C OR4909/1187 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | BUENAESPERANZA SUBDIVISION OF THE ATWOOD |
| Legal Block | C |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
118 Kings Ferry Way is owned and occupied by an individual who bought it in August 2026.
Source: St. Johns County records, as of August 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 ATHENS CT, CHARLESTON, SC 29403-3764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Mar 25, 2020 · Amount on File |
| Deed Document Number | 202669530 |
| Deed Book / Page | 6420 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 118 KINGS FERRY WAY, SAINT AUGUSTINE, FL 32084-4828 |
| Document Number | 0000069530 |
| Book / Page | 6420 / 184 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202669530 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $411,474.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 ATHENS CT, CHARLESTON, SC 29403-3764 |
| Document Number | 0000069531, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202669531 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 KINGS FERRY WAY, SAINT AUGUSTINE, FL 32084-4828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 118 KINGS FERRY WAY, ST AUGUSTINE, FL 32084-4828 |
| Document Number | 0051141198 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 5114/1198 |
| Instrument | 2020109832 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 118 KINGS FERRY WAY, SAINT AUGUSTINE, FL 32084-4828 |
| Document Number | 0049091187 |
| Book / Page | 4909 / 1187 |
| Map Reference | MB 1 PG 86 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2020023908 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14030 ATLANTIC BLVD UNIT 3301, 14030, JACKSONVILLE, FL 32225-4089 |
| Name | Verified Name |
|---|---|
| Address | 118 KINGS FERRY WAY, SAINT AUGUSTINE, FL 32084-4828 |
| Investor | Possibly a Property Investor |
| Document Number | 49091189 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 4909/1189 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 118 Kings Ferry Way was $6,280 with a homeowner's exemption, up 7.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,464 (+2.7%) | $523,930 (+0.61%) Land $117,450 Building $406,480 | |
| 2025 | $6,280.00 (+7.92%) Homeowner's exemption | $357,803 | $520,759 Land $130,500 Building $390,259 |
| 2024 | $5,819.00 (+2.52%) | ||
| 2023 | $5,676.00 (+3.03%) Homeowner's exemption | $337,591 (+3%) | $502,745 (+24.3%) Land $104,400 Building $398,345 |
| 2022 | $5,509.00 Homeowner's exemption | $327,758 | $404,451 Land $99,389 Building $305,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Kings Ferry Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 376 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 389 units insured incl. 13 condo units |
| Nearby Flood Claims | 284 (1982–2024) |
| Claims Outside the SFHA | 3 of 284 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Kings Ferry Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures