Lorain County property record for 118 Kensington Way, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,708 sqft · built 2021 |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 2020) |
| Tax Bill | $4,227 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-000-218 |
| Primary APN | 11-00-090-000-218 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,708 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|
| Street Address | 118 KENSINGTON WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 52.03 X 154.39 |
| Legal Subdivision | FOUR SEASONS/CHESTNUT RDG SUB |
| Legal Lot Number | 98 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 91100 |
118 Kensington Way is owned and occupied by an individual who bought it in December 2020.
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 118 KENSINGTON WAY, ELYRIA, OH 44035-8913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 2020-0792195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 7, 2020 |
| Property Address | 118 KENSINGTON WAY, ELYRIA, OH 44035-8913 |
| Document Number | 0000792195 |
| Map Reference | 07 PG 25-30 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020-0792195 |
| Transaction Type | Construction Loan |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 118 KENSINGTON WAY, ELYRIA, OH 44035-8913 |
| Document Number | 0000792196 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0792196 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 366 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 118 Kensington Way was $4,227.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,227.00 | $102,480 (-0.01%) Land $19,020 Building $83,460 | $292,820 (-) Land $54,350 Building $238,470 |
| 2024 | $4,227.00 (-10.62%) | $102,488 (-) Land $19,023 Building $83,465 | $292,820 (-) Land $54,350 Building $238,470 |
| 2023 | $4,729.00 (+0.3%) | $102,488 (-9.39%) Land $19,023 Building $83,465 | $292,820 Land $54,350 Building $238,470 |
| 2022 | $4,715.00 | $113,110 Land $19,020 Building $94,090 | |
| 2021 | $323,170 Land $54,350 Building $268,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Kensington Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Kensington Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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