Cherokee County property record for 118 Jesse Trl, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,246 sqft · built 2024 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jan 2025) |
| Tax Bill | $1,068 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Jan 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028568-23-3 |
| Primary APN | 028568-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,246 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Lot Area | 27,878 sqft (0.64 acres) |
| Porch | Slab |
| Street Address | 118 JESSE TRL |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JESSE TRL LT#15 0.64AC |
| Legal Subdivision | JESSE TRL |
| Legal Lot Number | 15 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | MACEDONIA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970102 |
118 Jesse Trl is owned and occupied by an individual who bought it in January 2025.
Source: Cherokee County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FSLA |
| Jan 8, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 9, 2024 | Deed, Transfer |
| Dec 15, 2023 | Intrafamily Transfer, Transfer |
| Dec 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Feb 9, 2024 · Amount on File |
| Deed Document Number | 2025111 |
| Deed Book / Page | 180 / 164 |
| Prior Transfer Date | Dec 14, 2023 |
| Prior Transfer Doc | 0001671756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 126 OLD PROS DR, GAFFNEY, SC 29341-3523 |
| Investor | Possibly a Property Investor |
| Document Number | 0001730382 |
|---|---|
| Date | Jun 12, 2024 |
| Book Page | 173/382 |
| Instrument | 2024-2874 |
| Name | FIRST PIEDMONT FSLA |
|---|---|
| Type | Bank |
| Address | GAFFNEY, SC 29340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jan 8, 2025 |
| Property Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Document Number | 0001800164 |
| Book / Page | 180 / 164 |
| Map Reference | MB C-33 PG 8 |
| Instrument Date | Jan 7, 2025 |
| Instrument | 2025-111 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Document Number | 0002025112 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 2025-112 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Feb 9, 2024 |
| Property Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Document Number | 0001690720 |
| Book / Page | 169 / 720 |
| Map Reference | VOL C-33 PG 8 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024-697 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 OLD PROS DR, GAFFNEY, SC 29341-3523 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 15, 2023 |
| Property Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Document Number | 0001671788 |
| Book / Page | 167 / 1788 |
| Map Reference | MB C-33 PG 8 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023-7035 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 426 BEAVER RIDGE RD, GAFFNEY, SC 29341-3003 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 15, 2023 |
| Property Address | 118 JESSE TRL, GAFFNEY, SC 29341-4040 |
| Document Number | 0001671756 |
| Book / Page | 167 / 1756 |
| Map Reference | MB C-33 PG 8 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 2023-7033 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 BEAVER RIDGE RD, GAFFNEY, SC 29341-3003 |
The 2025 property tax bill for 118 Jesse Trl was $1,068.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,068.00 | $8,590 Land $1,200 Building $7,390 | $214,700 Land $30,000 Building $184,700 |
| 2023 | $114.00 (+5.56%) | $360 (-) Land $360 | $6,000 (-) Land $6,000 |
| 2022 | $108.00 | $360 Land $360 | $6,000 Land $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 118 Jesse Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Jesse Trl is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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