118 Jerome Dr, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 118 Jerome Dr, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1993
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Tax Bill$2,806 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN535001 256.13-1-40.1

Property Details

APN / Parcel Number

Primary APN535001 256.13-1-40.1
Alternative APN
  • 500125601300010400010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions125 ft deep x 125 ft wide
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address118 JEROME DR
CityCAMBRIDGE
StateNY
Zip12816-1142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal DescriptionDOUBLEWIDE TRAILER
Legal Block1
Legal Lot Number40.001
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1003
Census Tract92000

Owner

118 Jerome Dr is owned and occupied by an individual.

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address118 JEROME DR, CAMBRIDGE, NY 12816-1142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address118 JEROME DR, CAMBRIDGE, NY 12816-1142
Document Number0000126996
Instrument DateMay 10, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 JEROME DR CAMBRIDGE NY 128161142, CAMBRIDGE, NY 12816-1142

Mortgage

Document Number0000126996
DateJun 14, 2019
Instrument126996
Lender
NameGLENS FALLS NAT'L BK & TR CO
TypeCredit Union
AddressGLENS FALLS, NY
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 118 Jerome Dr was $2,806 with exemptions applied, up 4.7% from the year before.

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,806.00 (+4.66%) Homeowner's exemption Senior Citizen's exemption
2025$2,681.00$86,000 Land $17,000 Building $69,000$103,614 Land $20,482 Building $83,132
2023$86,000 Land $17,000 Building $69,000$87,755 Land $17,347 Building $70,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Jerome Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Jerome Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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