118 James St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 118 James St, Scotia, NY 12302

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,532 sqft · built 1891
Lot Size	0.155 acres (6,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jun 2001)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422201 38.36-2-47`

Property Details

APN / Parcel Number

Primary APN	`422201 38.36-2-47`
Alternative APNs	`220103803600020470000000` `A05716`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,532 sqft Total Area
1st Floor Area	816 sqft
2nd Floor Area	716 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,790 sqft (0.155 acres)
Lot Dimensions	140 ft deep x 48.5 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A05716
Street Address	118 JAMES ST
City	SCHENECTADY
State	NY
Zip	12302-2236
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES
Legal Description	HLB
Legal Block	2
Legal Lot Number	47.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	3
Census Block	3009
Census Tract	32200

Owner

Source: Schenectady County and Glenville Town records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 JAMES ST, SCHENECTADY, NY 12302-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2001 · Amount on Record
Deed Sale	Jun 19, 2001 · Amount on Record
Deed Book / Page	1603 / 80
Last Transfer Date	Oct 29, 2019
Transfer Doc	0000057340
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 18, 2022
Property Address	118 JAMES ST, SCHENECTADY, NY 12302-2236
Document Number	0000061080
Book / Page	2097 / 141
Instrument Date	Oct 25, 2022
Instrument	202261080
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14A STONE CREST DR, MECHANICVILLE, NY 12118-3658

Mortgage

Document Number	0000061081
Date	Nov 18, 2022
Book Page	5272/247
Instrument	202261081

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2052

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00	$102,300 (-) Land $16,200 Building $86,100	$186,000 (+23.64%) Land $29,455 Building $156,545
2023		$102,300 Land $16,200 Building $86,100	$150,441 Land $23,824 Building $126,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20