Nelson County property record for 118 James Ln, Lovingston, VA 22949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1966 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Sep 2021) |
| Tax Bill | $1,499 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 45 A 57 |
| Primary APN | 45 A 57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Finished Area |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| Terrain | High |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11263 |
|---|---|
| Street Address | 118 JAMES LN |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIDGWATER-ASHLEY DB 119/173 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | EAST |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950102 |
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 JAMES LN, LOVINGSTON, VA 22949-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed, Transfer · Stand-Alone First Mortgage NOVUS HOME MORTGAGE |
| Sep 17, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 20213396 |
| Prior Transfer Date | Jul 20, 2009 |
| Prior Transfer Doc | 0000002495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Nov 21, 2022 |
| Property Address | 118 JAMES LN, LOVINGSTON, VA 22949-2442 |
| Document Number | 0202202960 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 202202960 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 JAMES LN, LOVINGSTON, VA 22949-2442 |
| Document Number | 0202202961 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 202202961 |
| Name | NOVUS HOME MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Sep 17, 2021 |
| Property Address | 118 JAMES LN, LOVINGSTON, VA 22949-2442 |
| Document Number | 202103396 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202103396 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 354 RIVER BLUFF LN, FABER, VA 22938-2109 |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,499.00 (+6.69%) | $267,700 (+23.76%) Land $32,100 Building $235,600 | $267,700 (+23.76%) Land $32,100 Building $235,600 |
| 2025 | $216,300 (+10.41%) Land $29,300 Building $187,000 | $216,300 (+10.41%) Land $29,300 Building $187,000 | |
| 2023 | $1,405.00 | $195,900 Land $29,300 Building $166,600 | $195,900 Land $29,300 Building $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 75% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: RiverStreet Networks.
5G (outdoors only) and 4G LTE
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