118 James Cir, Central, SC 29630 Property Records

Pickens County property record for 118 James Cir, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,052 sqft · built 1925
Lot Size	0.28 acres (12,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Dec 2022)
Tax Bill	$559 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4065-15-54-2492`

Property Details

APN / Parcel Number

Primary APN	`4065-15-54-2492`
Alternative APN	`R0004558`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,056 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	130 sqft
Deck Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0004558
Street Address	118 JAMES CIR
City	CENTRAL
State	SC
Zip	29630-9163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 6 ONE FA
Legal Description	CANNON MILLS LOT 5
Legal Subdivision	CANNON MILLS
Legal Block	54
Legal Lot Number	5
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3008
Census Tract	11105

Owner

Source: Pickens County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 JAMES CIR, CENTRAL, SC 29630-9163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 28, 2022	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Aug 23, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202221311
Deed Book / Page	2488 / 205
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0000021311
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	118 JAMES CIR, CENTRAL, SC 29630-9163
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 WOODLAND CIR, PENDLETON, SC 29670-9433

Mortgage

Document Number	0000003793
Date	Mar 12, 2026
Book Page	6819/212
Instrument	202603793

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Dec 28, 2022
Property Address	118 JAMES CIR, CENTRAL, SC 29630-9163
Document Number	0000021311
Book / Page	2488 / 205
Map Reference	MB 601 PG 317
Instrument Date	Dec 27, 2022
Instrument	202221311
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 JAMES CIR, CENTRAL, SC 29630-9163

Mortgage

Document Number	0000021312
Date	Dec 28, 2022
Instrument	202221312

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 23, 2022
Property Address	118 JAMES CIR, CENTRAL, SC 29630-9163
Document Number	0000014508
Book / Page	2442 / 73
Map Reference	MB 25 PG 7
Instrument Date	Aug 22, 2022
Instrument	202214508
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$490.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 JAMES CIR, CENTRAL, SC 29630-9163

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$559.00 (-2.27%)	$5,600 (-) Land $640 Building $4,960	$140,000 (-) Land $16,000 Building $124,000
2024	$572.00 (-70.92%)	$5,600 (-33.33%) Land $640 Building $4,960	$140,000 (-) Land $16,000 Building $124,000
2023	$1,967.00 (+89.32%)	$8,400 (+90.05%) Land $960 Building $7,440	$140,000 (+89.96%) Land $16,000 Building $124,000
2022	$1,039.00	$4,420 Land $480 Building $3,940	$73,700 Land $8,000 Building $65,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, West Carolina Rural Telephone Cooperative.

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