Kerr County property record for 118 Independence Ln, Ingram, TX 78025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,102 sqft · built 1985 |
| Lot Size | 5.64 acres (245,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Mar 2021) |
| Tax Bill | $6,307 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5970-0000-035000 |
| Primary APN | 5970-0000-035000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,102 sqft Living Area |
| Gross Area | 5,212 sqft |
| 1st Floor Area | 2,102 sqft |
| 2nd Floor Area | 805 sqft |
| Upper Floors Area | 805 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 245,678 sqft (5.64 acres) |
| Garage Type | Attached |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 924 sqft |
| Storage Building | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5970-0000-035000 |
|---|---|
| Street Address | 118 INDEPENDENCE LN |
| City | INGRAM |
| State | TX |
| Zip | 78025-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK LOT 35, 36, 30, 31, 32, 33, 34, 37 AND WELL SITE ACRES 5.64 |
| Legal Subdivision | RIVERSIDE PARK |
| Legal Lot Number | 30-37 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 960304 |
118 Independence Ln is owned and occupied by two individuals who bought it in March 2021.
Source: Kerr County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 INDEPENDENCE LN, INGRAM, TX 78025-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUADALUPE BANK |
| Nov 9, 2018 | Vendor's Lien, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Apr 4, 2018 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Prior Sale | Nov 9, 2018 · Amount on File |
| Deed Document Number | 20211785 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 0000001785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Mar 3, 2021 |
| Property Address | 118 INDEPENDENCE LN, INGRAM, TX 78025-5530 |
| Document Number | 21001785 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 21-001785 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 JUNCTION HWY, 1800, KERRVILLE, TX 78028-9357 |
| Name | Verified Name |
|---|---|
| Address | 118 INDEPENDENCE LN, INGRAM, TX 78025-5530 |
| Document Number | 21001786 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 21-001786 |
| Name | GUADALUPE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Nov 9, 2018 |
| Property Address | 118 INDEPENDENCE LN, INGRAM, TX 78025-5530 |
| Document Number | 18007267 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 18-007267 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 CORONADO DR, 418, KERRVILLE, TX 78028-3802 |
| Name | Verified Name |
|---|---|
| Address | 118 INDEPENDENCE LN, INGRAM, TX 78025-5530 |
| Document Number | 18007268 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 18-007268 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 118 INDEPENDENCE LN, INGRAM, TX 78025-5530 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 18001995 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 18-001995 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 118 Independence Ln was $6,307 with a homeowner's exemption, up 17.7% from the year before.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Hunt Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,307.00 (+17.71%) | $541,853 (-1.2%) Land $124,566 Building $417,287 | $541,853 (-1.2%) Land $124,566 Building $417,287 |
| 2025 | $5,358.00 (-11.64%) Homeowner's exemption | $548,407 Land $131,120 Building $417,287 | $548,407 Land $131,120 Building $417,287 |
| 2024 | $6,064.00 (+0.31%) | ||
| 2023 | $6,045.00 Homeowner's exemption | $570,289 Land $131,120 Building $439,169 | $570,289 Land $131,120 Building $439,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Independence Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 26 (2024–2026) |
| Claims Outside the SFHA | 9 of 26 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Independence Ln is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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