St. Louis County property record for 118 Howard Gnesen Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,208 sqft · built 1914 |
| Lot Size | 1.98 acres (86,312 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,900 (Aug 2007) |
| Tax Bill | $5,140 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3470-01090 |
| Primary APN | 010-3470-01090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Gross Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 86,312 sqft (1.98 acres) |
| Garage Area | 572 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 232 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 851639 |
|---|---|
| Street Address | 118 HOWARD GNESEN RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-1670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 102 EX PART OF ELY 40 FT LYING S OFA LINE 385 FT S OF AND PARALLEL TO NLINE OF SAID LOT AND LOT 103 EX THATPART LYING S |
| Legal Subdivision | NORTONS ACRE OUTLOTS |
| Legal Lot Number | 102-103 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 HOWARD GNESEN RD, DULUTH, MN 55811-1670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2007 · Amount on Record |
| Deed Sale | Aug 1, 2007 · Amount on Record |
| Prior Sale | Aug 27, 2002 · Amount on Record |
| Deed Document Number | 20071058393 |
| Prior Transfer Date | Aug 6, 2001 |
| Prior Transfer Doc | 0000825653 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,140.00 (+5.33%) Homeowner's exemption | ||
| 2025 | $4,880.00 (-6.76%) Homeowner's exemption | $392,500 (+6.77%) Land $63,100 Building $329,400 | $392,500 (+6.77%) Land $63,100 Building $329,400 |
| 2024 | $5,234.00 | $367,600 (+5.91%) Land $106,400 Building $261,200 | $367,600 (+5.91%) Land $106,400 Building $261,200 |
| 2022 | $347,100 Land $99,600 Building $247,500 | $347,100 Land $99,600 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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