118 Howard Dr, Interlachen, FL 32148 Property Records

Putnam County property record for 118 Howard Dr, Interlachen, FL 32148

Property Summary

Property Type	Mobile Home
Details	1,714 sqft · built 1994
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2023)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-10-24-4081-0530-0230`

Property Details

APN / Parcel Number

Primary APN	`01-10-24-4081-0530-0230`
Alternative APN	`28236`

Interior

Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	135 ft deep x 69 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Deck Area	128 sqft

Location & Zoning

Account Number	28236
Street Address	118 HOWARD DR
City	INTERLACHEN
State	FL
Zip	32148-7707
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INTERLACHEN LAKES ESTS UNIT 22, MB5 P26 BLK 53 LOTS 23 + 24
Legal Range	24E
Legal Township	10S
Legal Section	01
Legal Subdivision	INTERLACHEN LAKES ESTATES
Legal Block	53
Legal Lot Number	23
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2108
Census Tract	950201

Owner

Source: Putnam County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 HOWARD DR, INTERLACHEN, FL 32148-7707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 1, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	202316858
Deed Book / Page	1719 / 882
Prior Transfer Date	Jul 28, 2023
Prior Transfer Doc	0017190882
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	118 HOWARD DR, INTERLACHEN, FL 32148-7707
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2064, INTERLACHEN, FL 32148-2064

Mortgage

Document Number	0017350140
Date	Dec 4, 2023
Book Page	1735/140
Instrument	202354026985

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 1, 2023
Property Address	118 HOWARD DR, INTERLACHEN, FL 32148-7707
Document Number	0017190882
Book / Page	1719 / 882
Map Reference	MB 5 PG 26
Instrument Date	Jul 28, 2023
Instrument	202354016858
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 HOWARD DR, INTERLACHEN, FL 32148-7707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HOWARD DR, INTERLACHEN, FL 32148-7707

Mortgage

Document Number	0001719885
Date	Aug 1, 2023
Instrument	1719/885

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+566.21%)	$106,320 (+57.09%) Land $18,090 Building $88,230	$106,320 (-9.82%) Land $18,090 Building $88,230
2023	$219.00 (+21.67%) Homeowner's exemption	$67,680 (+17.72%)	$117,900 (+37.76%) Land $14,470 Building $103,430
2022	$180.00 Homeowner's exemption	$57,490	$85,584 Land $14,470 Building $71,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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