118 Horacio St, Laredo, TX 78043 Property Records

Webb County property record for 118 Horacio St, Laredo, TX 78043

Property Summary

Property TypeSingle Family Home
Details1,120 sqft · built 2020
Lot Size0.11 acres (4,786 sqft)
OwnerIndividual Name on Record
Last Sale$38,700 (Aug 2020)
Tax Bill$545 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN943-42001-450

Property Details

APN / Parcel Number

Primary APN943-42001-450
Alternative APN
  • 620579

Interior

Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,786 sqft (0.11 acres)
PorchOpen Porch

Location & Zoning

Street Address118 HORACIO ST
CityLAREDO
StateTX
Zip78043-5358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHOENIX VILLAGE, BLOCK 1, LOT 45, PHASE VI
Legal SubdivisionPHOENIX VILLAGE
Legal PhaseVI
Legal Block1
Legal Lot Number45
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group2
Census Block2012
Census Tract1826

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 HORACIO ST, LAREDO, TX 78043-5358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Deed Document Number20201401594
Deed Book / Page4844 / 850
Prior Transfer DateOct 11, 2019
Prior Transfer Doc004844/850
Record UpdatedSep 20, 2026

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 20, 2020
Property Address118 HORACIO ST, LAREDO, TX 78043-5358
Document Number004844/850
Book / Page4844 / 850
Map ReferenceVOL 37 PG 34&35
Instrument DateOct 11, 2019
Instrument1401594
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6999 MCPHERSON RD STE 103, 103, LAREDO, TX 78041-6450

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 HORACIO STREET, LAREDO, TX 78043-5358

Mortgage

Document Number0001401595
DateAug 20, 2020
Instrument1401595
Lender
NameGAG OF LAREDO INVESTMENTS II INC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term350 Months
DueOct 11, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118,741 (+9.94%) Land $29,386 Building $89,355$118,741 (+9.94%) Land $29,386 Building $89,355
2024$545.00 (-21.7%)
2023$108,002 Land $29,386 Building $78,616$108,002 Land $29,386 Building $78,616
2022$696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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