118 Highland Rd, Duncan, SC 29334 Property Records

Spartanburg County property record for 118 Highland Rd, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,442 sqft · built 2023
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-2011-06800`

Property Details

APN / Parcel Number

Primary APN	`5-2011-06800`
Alternative APN	`90318`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,442 sqft Living Area
Gross Area	3,848 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Architectural Style	Raised Ranch
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	90318
Street Address	118 HIGHLAND RD
City	DUNCAN
State	SC
Zip	29334-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 58 & 59 SEC 1 RIDGEWOOD HEIGHTS PB 44-626 PB 181-601 PB 184-146
Legal Subdivision	RIDGEWOOD HEIGHTS
Legal Lot Number	58-59
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	3
Census Block	3004
Census Tract	23101

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	118 HIGHLAND RD, DUNCAN, SC 29334-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENVILLE FCU
Aug 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FCU
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FCU
Apr 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022
Deed Sale	Apr 22, 2022
Prior Sale	Nov 29, 2006
Deed Document Number	2022-21233
Deed Book / Page	136-V / 131
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	118 HIGHLAND RD, DUNCAN, SC 29334-9652
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045310
Date	Oct 3, 2025
Book Page	7075/514
Instrument	2025-45310

Lender

Name	GREENVILLE FCU
Type	Credit Union
Address	GREENVILLE, SC 29609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 6, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	HIGHLAND RD, DUNCAN, SC 29334
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HIGHLAND RD, DUNCAN, SC 29334-9652

Mortgage

Document Number	0000044507
Date	Aug 26, 2022
Book Page	6450/70
Instrument	2022-44507

Lender

Name	GREENVILLE FCU
Type	Credit Union
Address	GREENVILLE, SC 29609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	11.7%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	HIGHLAND RD, DUNCAN, SC 29334
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 HIGHLAND DR, DUNCAN, SC 29334-9646

Mortgage

Document Number	0000044090
Date	Aug 25, 2022
Book Page	6448/444
Instrument	2022-44090

Lender

Name	GREENVILLE FCU
Type	Credit Union
Address	GREENVILLE, SC 29609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	11.7%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 22, 2022
Property Address	HIGHLAND RD, DUNCAN, SC 29334
Document Number	0000021233
Book / Page	136-V / 131
Instrument Date	Apr 12, 2022
Instrument	2022-21233
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 HIGHLAND RD, 114, DUNCAN, SC 29334-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	519 SUMMERGREEN WAY, GREENVILLE, SC 29607-6082

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (+0.32%)	$21,016 (+646.84%) Land $1,876 Building $19,140	$525,400 (+1,020.26%) Land $46,900 Building $478,500
2024	$3,094.00 (+220.29%)
2023	$966.00	$2,814 Land $2,814	$46,900 Land $46,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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