118 Hemlock St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 118 Hemlock St, Arlington, MA 02474

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,191 sqft · built 1958
Lot Size0.108 acres (4,704 sqft)
OwnerIndividual Name on File
Last Sale$1,055,000 (Jun 2022)
Tax Bill$10,724 (2026)
Deeds & MortgagesFeb 2021 Refinance
Jun 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN59590

Property Details

APN / Parcel Number

Primary APN59590
Alternative APN
  • ARLI M:092.0 B:0003 L:0011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,191 sqft Living Area
Gross Area2,638 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1972
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,704 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number59590
Street Address118 HEMLOCK ST
CityARLINGTON
StateMA
Zip02474-2048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block3
Legal Lot Number11
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group7
Census Block7008
Census Tract356400

Owner

118 Hemlock St is owned and occupied by an individual who bought it in June 2022.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jun 6, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Sep 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Aug 12, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
May 18, 2018Quit Claim Deed, Transfer
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2022 · Amount on File
Deed SaleJun 6, 2022 · Amount on File
Prior SaleAug 12, 2019 · Amount on File
Deed Book / Page80236 / 356
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077050-43
DateFeb 24, 2021
Book Page77050/43
Instrument41170
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMar 1, 2036

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionARLINGTON MA
Recording DateJun 6, 2022
Property Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
Document Number080236-356
Book / Page80236 / 356
Instrument DateJun 6, 2022
Instrument84982
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048

Mortgage

Document Number0000084983
DateJun 6, 2022
Instrument84983
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75694-497
DateSep 23, 2020
Book Page75694/497
Instrument168900
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionARLINGTON MA
Recording DateAug 12, 2019
Property Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
Document Number73095-66
Book / Page73095 / 66
Instrument DateJul 27, 2019
Instrument118804
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048

Mortgage

Document Number118805
DateAug 12, 2019
Instrument118805
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionARLINGTON MA
Recording DateMay 18, 2018
Property Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
Document Number71027-45
Book / Page71027 / 45
Instrument69964
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63.78
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 HEMLOCK ST, ARLINGTON, MA 02474-2048
InvestorPossibly a Property Investor

Mortgage

Document Number710270047
DateMay 18, 2018
Instrument71027/0047
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueMay 18, 2048
Interest
Rate3.5%
Max Rate At Change60.1%
Max Rate2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 118 Hemlock St was $10,724, down 0.1% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,724.00 (-0.15%)$1,005,100 (+0.79%) Land $460,100 Building $545,000$1,126,421 (-9.32%)
2025$10,740.00 (+8.51%)$997,200 (+6.69%) Land $460,100 Building $537,100$1,242,125 (+11.57%)
2024$9,898.00 (+22.21%)$934,700 (+29.37%) Land $454,500 Building $480,200$1,113,305
2023$8,099.00$722,500 Land $409,600 Building $312,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Hemlock St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 Hemlock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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