Bedford County property record for 118 Hearthside St, Moneta, VA 24121
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1972 |
| Lot Size | 9.85 acres (429,066 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $146,000 (Dec 2014) |
| Tax Bill | $1,064 (2026) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 242A A 1 |
| Primary APN | 242A A 1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 429,066 sqft (9.85 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 136 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 118 HEARTHSIDE ST |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | GREERS FORD SHORES |
| Legal Subdivision | GREERS FORD |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30503 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 118 HEARTHSIDE ST, MONETA, VA 24121-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2014 · Amount on File |
| Deed Sale | Dec 23, 2014 · Amount on File |
| Deed Document Number | 201410772 |
| Last Transfer Date | Jan 15, 2025 |
| Transfer Doc | 0000000526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 118 HEARTHSIDE ST, MONETA, VA 24121-4438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | NOT AVAILABLE, RELIANCE TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0200004696 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 200004696 |
| Name | BEACON CREDIT UNION INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,064.00 | $259,700 (+1%) Land $115,800 Building $143,900 | |
| 2023 | $1,064.00 Additional exemption filed | $129,850 | $259,700 Land $115,800 Building $143,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1992–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: SMLW Broadband, Verizon.
5G (outdoors only) and 4G LTE
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