118 Harding Ave, Wheeling, WV 26003 Property Records

Ohio County property record for 118 Harding Ave, Wheeling, WV 26003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1920
Lot Size	0.174 acres (7,579 sqft)
Owner	Company Name on File
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-W75-0093.0000`

Property Details

APN / Parcel Number

Primary APN	`10-W75-0093.0000`
Alternative APNs	`35-10-W75-0093.0000` `06169335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,611 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	168 ft deep x 45 ft wide
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06169335
Street Address	118 HARDING AVE
City	WHEELING
State	WV
Zip	26003-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW E 45 FT OF 76
Legal Subdivision	PARK VIEW
Jurisdiction	OHIO WV
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	1700

Owner

Source: Ohio County records · APN 10-W75-0093.0000

Assessment roll updated November 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	118 HARDING AVE, WHEELING, WV 26003-5417
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OHIO WV
Property Address	118 HARDING AVE, WHEELING, WV 26003-5417
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 HARDING AVE, WHEELING, WV 26003-5417

Mortgage

Document Number	0001712/99
Date	Dec 01, 2025
Book Page	1712/99
Instrument	19801163

Lender

Name	MAIN STREET BANK CORP
Address	WOOSTER, OH 44691

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ohio County records · Assessment roll updated November 18, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Ohio County
Municipality	Wheeling City
Unified School District	Ohio County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 (+3.95%)	$70,680 (+3.7%) Land $15,300 Building $55,380	$117,800 (+3.7%) Land $25,500 Building $92,300
2023	$1,013.00 (-0.69%)	$68,160 (-) Land $15,300 Building $52,860	$113,600 (-) Land $25,500 Building $88,100
2022	$1,020.00	$68,160 Land $15,300 Building $52,860	$113,600 Land $25,500 Building $88,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 17, 2006 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WHEELING serves 29,899 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.