118 Golf Rd, Bloomfield, NJ 07003 Property Records

Essex County and Montclair Township property record for 118 Golf Rd, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,840 sqft · built 1957
Lot Size	0.276 acres (12,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2019)
Tax Bill	$20,215 (2025)
Deeds & Mortgages	Jul 2024 Mortgage May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01322-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`02-01322-0000-00018`
Alternative APN	`020132200018`

Interior

Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	2,840 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	12,027 sqft (0.276 acres)
Lot Dimensions	185 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	020132200018
Street Address	118 GOLF RD
City	BLOOMFIELD
State	NJ
Zip	07003-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	65 X 185
Legal Subdivision	SQUIRE HILL MANOR SEC 02
Legal Block	1322
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1005
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 GOLF RD, BLOOMFIELD, NJ 07003-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK
Sep 12, 2019	Deed of Trust, Mortgage · ARM UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	201986331
Prior Transfer Date	Dec 2, 1995
Prior Transfer Doc	5396000631
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	118 GOLF RD, BLOOMFIELD, NJ 07003-3149
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 GOLF RD, BLOOMFIELD, NJ 07003-3149

Mortgage

Document Number	0000038175
Date	Jul 5, 2024
Instrument	2024038175

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	118 GOLF RD, BLOOMFIELD, NJ 07003-3149
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043518
Date	May 10, 2019
Instrument	2019043518

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	118 GOLF RD, BLOOMFIELD, NJ 07003-3149
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086331
Date	Sep 12, 2019
Instrument	2019086331

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2022
Index	1-Month LIBOR
Margin	3

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,400 (-) Land $224,500 Building $354,900	$579,400 (-) Land $224,500 Building $354,900
2025	$20,215.00 (+2.86%)	$579,400 (-) Land $224,500 Building $354,900	$579,400 (-) Land $224,500 Building $354,900
2024	$19,653.00 (+5.93%)
2023		$579,400 Land $224,500 Building $354,900	$579,400 Land $224,500 Building $354,900
2022	$18,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1999–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2026 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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