Essex County and Montclair Township property record for 118 Golf Rd, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 2,840 sqft · built 1957 |
| Lot Size | 0.276 acres (12,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Sep 2019) |
| Tax Bill | $20,215 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage May 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01322-0000-00018 |
| Primary APN | 02-01322-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,840 sqft Living Area |
| 1st Floor Area | 2,840 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 12,027 sqft (0.276 acres) |
| Lot Dimensions | 185 ft deep x 65 ft wide |
| Old Parcel Number | 020132200018 |
|---|---|
| Street Address | 118 GOLF RD |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 65 X 185 |
| Legal Subdivision | SQUIRE HILL MANOR SEC 02 |
| Legal Block | 1322 |
| Legal Lot Number | 18 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16200 |
118 Golf Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 GOLF RD, BLOOMFIELD, NJ 07003-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| May 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Sep 12, 2019 | Deed of Trust, Mortgage · ARM UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on File |
| Deed Sale | Sep 12, 2019 · Amount on File |
| Prior Sale | Jan 27, 2006 · Amount on File |
| Deed Document Number | 201986331 |
| Prior Transfer Date | Dec 2, 1995 |
| Prior Transfer Doc | 5396000631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 118 GOLF RD, BLOOMFIELD, NJ 07003-3149 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 118 GOLF RD, BLOOMFIELD, NJ 07003-3149 |
| Document Number | 0000038175 |
|---|---|
| Date | Jul 5, 2024 |
| Instrument | 2024038175 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 118 GOLF RD, BLOOMFIELD, NJ 07003-3149 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043518 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019043518 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 118 GOLF RD, BLOOMFIELD, NJ 07003-3149 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000086331 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019086331 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 1, 2022 |
| Index | 1-Month LIBOR |
| Margin | 3 |
The 2025 property tax bill for 118 Golf Rd was $20,215, up 2.9% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579,400 (-) Land $224,500 Building $354,900 | $579,400 (-) Land $224,500 Building $354,900 | |
| 2025 | $20,215.00 (+2.86%) | $579,400 Land $224,500 Building $354,900 | $579,400 Land $224,500 Building $354,900 |
| 2024 | $19,653.00 | ||
| 2023 | $579,400 Land $224,500 Building $354,900 | $579,400 Land $224,500 Building $354,900 | |
| 2022 | $18,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Golf Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1999–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2026 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 Golf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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