Banks County property record for 118 Ginger Trl, Homer, GA 30547 · Last verified July 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $479,426 (2026) |
| Tax Bill | $259.00 (2025) |
| Primary APN | B50C060 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Account Number | 10879 |
|---|---|
| Street Address | 118 GINGER TRL |
| City | HOMER |
| State | GA |
| Zip | 30547-2141 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | RECONFIG PH3B UNIT2 LT 60C PB37-205/ 36-154 |
| Legal Subdivision | THE RESERVE - 00305 |
| Legal Phase | 3B |
| Legal Lot Number | 60C |
| Legal Unit | IT2 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | HOMER |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 970200 |
Source: Banks County records · APN B50C060
Assessment roll updated November 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 GINGER TRL, HOMER, GA 30547-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer |
| Jun 12, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CAPITAL HOME LOANS |
| Jan 08, 2024 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jan 08, 2024 |
| Deed Book / Page | 601 / 668 |
| Prior Transfer Date | May 12, 2026 |
| Prior Transfer Doc | 0601000687 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jun 12, 2026 |
| Property Address | 118 GINGER TRL, HOMER, GA 30547-2141 |
| Document Number | 0601000668 |
| Book / Page | 601 / 668 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 GINGER TRL, HOMER, GA 30547-2141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jun 12, 2026 |
| Property Address | 118 GINGER TRL, HOMER, GA 30547-2141 |
| Document Number | 0601000687 |
| Book / Page | 601 / 687 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 GINGER TRL, HOMER, GA 30547-2141 |
| Document Number | 0601000670, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 601/670 |
| Name | CAPITAL HOME LOANS |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 08, 2024 |
| Property Address | 118 GINGER TRL, HOMER, GA 30547-2141 |
| Document Number | 000555/131 |
| Book / Page | 555 / 131 |
| Instrument Date | Dec 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | GINGER TRL, GA |
| Investor | Possibly a Property Investor |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Municipality | Homer Town |
| Unified School District | Banks County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259.00 (-3%) | $13,600 (-) Land $13,600 | $34,000 (-) Land $34,000 |
| 2024 | $267.00 (-3.26%) | $13,600 (-) Land $13,600 | $34,000 (-) Land $34,000 |
| 2023 | $276.00 (+104.44%) | $13,600 (+111.18%) Land $13,600 | $34,000 (+111.18%) Land $34,000 |
| 2022 | $135.00 | $6,440 Land $6,440 | $16,100 Land $16,100 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 35% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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