118 George St, Findlay, OH 45840 Property Records

Hancock County property record for 118 George St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,344 sqft · built 1900
Lot Size	0.108 acres (4,726 sqft)
Owner	2 Company Names on File
Last Sale	$108,000 (Sep 2004)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-073-13-028.000`

Property Details

APN / Parcel Number

Primary APN	`1011-073-13-028.000`
Alternative APN	`610001007989`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	532 sqft
Basement Area	266 sqft
Unfinished Basement	266 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	4,726 sqft (0.108 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	326 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 GEORGE ST
City	FINDLAY
State	OH
Zip	45840-4635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WETHERILLS O L LOT 103 MID PT 45FT LOT 104 SPT MID PT
Legal Subdivision	WETHERILLS O L
Legal Lot Number	103,104
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5008
Census Tract	500

Owner

118 George St, a duplex, is owned by a company that acquired it in August 2024.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	3813 RIVER RD, TOLEDO, OH 43614-4333
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2004 · Amount on File
Deed Sale	Sep 3, 2004 · Amount on File
Prior Sale	Nov 1, 2000 · Amount on File
Deed Document Number	200413247
Deed Book / Page	2245 / 837
Last Transfer Date	Aug 22, 2024
Transfer Doc	002614/196
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	118 GEORGE ST, FINDLAY, OH 45840-4635
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02590/5278
Date	Jan 12, 2022
Book Page	2590/5278
Instrument	202200000351

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 118 George St was $1,122, up 10.1% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (+10.11%)	$35,690 (+27.65%) Land $4,620 Building $31,070	$101,970 Land $13,200 Building $88,770
2024	$1,019.00 (-0.1%)	$27,960 (-) Land $3,610 Building $24,350
2023	$1,020.00	$27,960 Land $3,610 Building $24,350
2022			$79,890 Land $10,310 Building $69,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 George St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 George St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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