York County property record for 118 Gemmill Rd, Delta, PA 17314
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,108 sqft · built 1970 |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2021) |
| Tax Bill | $2,509 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-000-01-0822.00-00000 |
| Primary APN | 43-000-01-0822.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 664 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 19,689 sqft (0.452 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 118 GEMMILL RD |
|---|---|
| City | DELTA |
| State | PA |
| Zip | 17314-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT E 22 |
| Jurisdiction | YORK PA |
| Township / Civil Division | PEACH BOTTOM |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 24001 |
118 Gemmill Rd is owned and occupied by an individual who acquired it in July 2023.
Source: York County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jul 6, 2021 | Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Feb 16, 2017 | Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on File |
| Deed Sale | Jul 6, 2021 · Amount on File |
| Prior Sale | Feb 16, 2017 · Amount on File |
| Deed Document Number | 202141582 |
| Deed Book / Page | 2663 / 2396 |
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0000012246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Apr 3, 2024 |
| Property Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Document Number | 0000012246 |
| Book / Page | 2822 / 2875 |
| Map Reference | MB L-132 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2024012246 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | NOT AVAILABLE, BLACK OAK SETTLEMENT SERVICS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Document Number | 0000012247 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2024012247 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Jul 6, 2021 |
| Property Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Document Number | 0000041582 |
| Book / Page | 2663 / 2396 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021041582 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Document Number | 0000041583 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021041583 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Feb 16, 2017 |
| Property Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Document Number | 0000007457 |
| Book / Page | 2409 / 0091 |
| Map Reference | MB L-132 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 2017007457 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 118 GEMMILL RD, DELTA, PA 17314-8702 |
| Document Number | 0000007458 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017007458 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 118 Gemmill Rd was $2,509.
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Peach Bottom Township |
| Unified School District | South Eastern School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,509.00 | $81,560 Land $32,940 Building $48,620 | |
| 2024 | $2,456.00 | $81,560 (-) Land $32,940 Building $48,620 | |
| 2023 | $2,456.00 | $81,560 Land $32,940 Building $48,620 | |
| 2006 | $81,560 Land $32,940 Building $48,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 118 Gemmill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Gemmill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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