Essex County and Bloomfield Township property record for 118 Garner Ave, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,705 sqft · built 1931 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (May 2019) |
| Tax Bill | $13,408 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01382-0000-00003 |
| Primary APN | 02-01382-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,705 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Old Parcel Number | 020138200003 |
|---|---|
| Street Address | 118 GARNER AVE |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 40 X 100 |
| Legal Block | 1382 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 14900 |
118 Garner Ave is owned and occupied by an individual who bought it in May 2019.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 GARNER AVE, BLOOMFIELD, NJ 07003-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Deed Document Number | 201949418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 29, 2019 |
| Property Address | 118 GARNER AVE, BLOOMFIELD, NJ 07003-4514 |
| Document Number | 0000049418 |
| Instrument Date | May 20, 2019 |
| Instrument | 49418 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 GARNER AVE BLOOMFIELD NJ 070034514, BLOOMFIELD, NJ 07003-4514 |
| Document Number | 49419 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 49419 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 118 GARNER AVE, BLOOMFIELD, NJ 07003-4514 |
| Document Number | 0000097625 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 118 GARNER AVE BLOOMFIELD NJ 070034514, BLOOMFIELD, NJ 07003-4514 |
| Document Number | 0000097625 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 97625 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 12, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 118 GARNER AVE, BLOOMFIELD, NJ 07003-4514 |
| Document Number | 0000097625 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 118 GARNER AVE BLOOMFIELD NJ 070034514, BLOOMFIELD, NJ 07003-4514 |
| Document Number | 0000097625 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 97625 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 12, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 118 Garner Ave was $13,408, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,300 (-) Land $195,400 Building $188,900 | $384,300 (-) Land $195,400 Building $188,900 | |
| 2025 | $13,408.00 (+2.86%) | $384,300 Land $195,400 Building $188,900 | $384,300 Land $195,400 Building $188,900 |
| 2024 | $13,035.00 | ||
| 2023 | $384,300 Land $195,400 Building $188,900 | $384,300 Land $195,400 Building $188,900 | |
| 2022 | $12,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Garner Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 Garner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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