Knox County property record for 118 Gardner Ln, Powell, TN 37849
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 986 sqft · built 1955 |
| Lot Size | 0.974 acres (42,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Jul 2018) |
| Tax Bill | $608 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046 230 |
| Primary APN | 046 230 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 1,232 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 246 sqft |
| Unfinished Basement | 212 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 42,440 sqft (0.974 acres) |
| Lot Dimensions | 200 ft deep x 213 ft wide |
| Garage Type | Detached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 256 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 118 GARDNER LN |
|---|---|
| City | POWELL |
| State | TN |
| Zip | 37849-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIMENSIONS 213.3 X 200 X IRR |
| Jurisdiction | KNOX TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 6102 |
Source: Knox County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 GARDNER LN, POWELL, TN 37849-3414 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMPLOYEES CU |
| Jul 24, 2018 | Deed of Trust, Transfer HOME FED'L BK/TN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on File |
| Deed Sale | Jul 30, 2018 · Amount on File |
| Prior Sale | Feb 18, 2014 · Amount on File |
| Deed Document Number | 20186287 |
| Prior Transfer Date | Jul 7, 2008 |
| Prior Transfer Doc | 0000006132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX TN |
| Property Address | 118 GARDNER LN, POWELL, TN 37849-3413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027604 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 202511120027604 |
| Name | KNOXVILLE TVA EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37932 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX TN |
| Property Address | 118 GARDNER LN, POWELL, TN 37849-3413 |
| Document Number | 0000006288 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 GARDNER LN POWELL TN 378493413, POWELL, TN 37849-3413 |
| Document Number | 0000006288 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 6288 |
| Name | HOME FED'L BK/TN |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37902 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2048 |
Source: Knox County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $608.00 | $39,150 (-) | $156,600 (-) Land $12,000 Building $144,600 |
| 2023 | $608.00 | $39,150 | $156,600 Land $12,000 Building $144,600 |
| 2022 | $608.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALLSDALE-POWELL U.D. serves 84,315 people · EPA ID TN0000280 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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