Mitchell County property record for 118 Frank Biddix Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1,798 sqft · built 1967 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,041 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-00-89-2098 |
| Primary APN | 0799-00-89-2098 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 177,725 sqft (4.08 acres) |
| Heating System | Gravity Furnace |
|---|
| Account Number | 555718343 |
|---|---|
| Street Address | 118 FRANK BIDDIX RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALTAPASS RD OFF 1121 |
| Legal Subdivision | LIFE ESTATE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950300 |
118 Frank Biddix Rd is owned by two individuals who acquired it in November 2011.
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 871, SPRUCE PINE, NC 28777-0871 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2011 |
| Transfer Doc | 518/185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 118 FRANK BIDDIX RD, SPRUCE PINE, NC 28777-9312 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000642/67 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 642/67 |
| Instrument | 2022000737 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
The 2026 property tax bill for 118 Frank Biddix Rd was $1,041, up 3.5% from the year before.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,041.00 (+3.48%) | $162,700 (+3.43%) Land $51,600 Building $111,100 | |
| 2025 | $1,006.00 | $157,300 Land $51,600 Building $105,700 | |
| 2023 | $1,130.00 | $157,300 Land $51,600 Building $105,700 | $157,300 Land $51,600 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Frank Biddix Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Frank Biddix Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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