118 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 118 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,205 sqft · built 1978
Lot Size5.4 acres (235,224 sqft)
Owner2 Individual Names on Record
Tax Bill$2,650 (2025)
Deeds & MortgagesApr 2024 Mortgage
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN41-16-25-300-032

Property Details

APN / Parcel Number

Primary APN41-16-25-300-032

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,205 sqft Living Area
1st Floor Area1,205 sqft
Basement Area770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area235,224 sqft (5.4 acres)
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address118 FLAT RIVER DR SE
CityLOWELL
StateMI
Zip49331-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPART OF GOVT LOT 6 COM 1050.0 FT S ALONG N&S 1/4 LINE & 1030 FT W PAR WITH E&W 1/4 LINE FROM CEN OF SEC TH E PAR WITH E&W 1/4
Legal Range09W
Legal Township07N
Legal Section25
Legal Lot Number6
JurisdictionKENT MI
Township / Civil DivisionVERGENNES
Census Block Group3
Census Block3000
Census Tract12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address118 FLAT RIVER DR NE, LOWELL, MI 49331
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Correction Deed · Conventional Mortgage
MMS MORTGAGE SERVICES LTD
Dec 4, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 9, 2023
Transfer Doc0000068785
Record UpdatedOct 29, 2026

April 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionKENT MI
Recording DateApr 16, 2024
Property Address118 FLAT RIVER DR SE, LOWELL, MI 49331-9602
Document Number0000019931
Instrument DateMar 25, 2024
Instrument20240416-0019931
Record UpdatedApr 23, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address126 FLAT RIVER DR SE, LOWELL, MI 49331-9602

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 FLAT RIVER DR SE, LOWELL, MI 49331-9602

Mortgage

Document Number0000019932
DateApr 16, 2024
Instrument20240416-0019932
Lender
NameMMS MORTGAGE SERVICES LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateDec 4, 2023
Property Address118 FLAT RIVER DR SE, LOWELL, MI 49331-9602
Document Number0000068785
Instrument DateNov 9, 2023
Instrument20231204-0068785
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 FLAT RIVER DR SE, LOWELL, MI 49331-9602

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionVergennes Township
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,400 (+36.67%)$392,800 (+36.67%)
2025$2,650.00 (+20.56%) Homeowner's exemption$143,700 (+26.94%)$287,400 (+26.94%)
2023$113,200$226,400
2019$2,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2013)
Most Recent ClaimApr 2013 · Flooding
Claims by Event
  • Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Point Broadband
Fiber
1,000 / 1,000

May also be available: Spectrum.

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