118 Emerald Ct, Ozark, AL 36360 Property Records

Dale County property record for 118 Emerald Ct, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1988
Lot Size	0.4 acres (17,480 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jul 2026)
Tax Bill	$941 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-20-0-001-038.038`

Property Details

APN / Parcel Number

Primary APN	`11-04-20-0-001-038.038`
Alternative APNs	`90281295` `11118`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,480 sqft (0.4 acres)
Lot Dimensions	152 ft deep x 115 ft wide
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90281295
Street Address	118 EMERALD CT
City	OZARK
State	AL
Zip	36360-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	115' X 151.70' IRR LOT 7 BLK B CRYSTAL SPRINGS S/D PB 2 PG 133 SEC 20 TWP 5N RNG 24E 95 ADDED OZARK CITY LIMITS 2016 ADDRESS
Legal Range	24E
Legal Township	05N
Legal Section	20
Legal Subdivision	9999
Legal Block	B
Legal Lot Number	7
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	2
Census Block	2018
Census Tract	20801

Owner

118 Emerald Ct is owned and occupied by an individual who bought it in July 2026.

Source: Dale County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 EMERALD CT, OZARK, AL 36360-5149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Deed Document Number	20262036987
Deed Book / Page	374 / 631
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Jul 2, 2026
Property Address	118 EMERALD CT, OZARK, AL 36360-5149
Document Number	0002036987
Book / Page	374 / 631
Instrument Date	Jul 1, 2026
Instrument	20262036987
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,332.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 EMERALD CT, OZARK, AL 36360-5149

Mortgage

Document Number	0002036988,
Date	Jul 2, 2026
Instrument	20262036988

Lender

Name	SERVISFIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 118 Emerald Ct was $941, down 4.2% from the year before.

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$941.00 (-4.18%)
2025	$982.00 (+6.86%)	$19,460 (+6.92%) Land $1,620 Building $17,840	$98,700 (+8.51%) Land $9,500 Building $89,200
2024	$919.00 (+16.92%)	$18,200 (+16.82%) Land $1,500 Building $16,700	$90,960 (+16.71%) Land $7,500 Building $83,460
2023	$786.00 (+21.67%)	$15,580 (+21.72%) Land $1,200 Building $14,380	$77,940 (+21.78%) Land $6,000 Building $71,940
2022	$646.00	$12,800 Land $12,800	$64,000 Land $6,000 Building $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 Emerald Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Emerald Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Pea River Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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