118 Echo Ridge Ct, Denison, TX 75020 Property Records

Grayson County property record for 118 Echo Ridge Ct, Denison, TX 75020

Property Summary

Property Type	Rural Home
Details	2,234 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Tax Bill	$2,390 (2024)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076 131000304`

Property Details

APN / Parcel Number

Primary APN	`076 131000304`
Alternative APN	`209641`

Interior

Building Area	2,234 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	2,234 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,159 sqft
Utility Building	400 sqft

Location & Zoning

Account Number	209641
Old Parcel Number	076 131000304
Street Address	118 ECHO RIDGE CT
City	DENISON
State	TX
Zip	75020-0795
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-1310 WASHBURN JAMES A-G1310, ACRES 5.0
Legal Subdivision	WASHBURN JAMES A-G1310
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2030
Census Tract	901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 ECHO RIDGE CT, DENISON, TX 75020-0795
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF AMERICA NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 8, 2019	Quit Claim Deed, Transfer RED RIVER TITLE INC
Mar 3, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage INDEPENDENT BK WACO BOSQUE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 8, 2019
Transfer Doc	0000004982
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	118 ECHO RIDGE CT, DENISON, TX 75020-0795
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006460
Date	Mar 27, 2019
Instrument	2019-00006460

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	118 ECHO RIDGE CT, DENISON, TX 75020-0795
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005329
Date	Feb 24, 2021
Instrument	2021-00005329

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 8, 2019
Property Address	118 ECHO RIDGE CT, DENISON, TX 75020-0795
Document Number	0000004982
Instrument Date	Mar 8, 2019
Instrument	4982
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	622 BENNETT AVE SHERMAN TX 75090, SHERMAN, TX 75090

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	118 ECHO RIDGE CT, DENISON, TX 75020-0795
Document Number	0000004890
Instrument Date	Mar 3, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 ECHO RIDGE CT DENISON TX 750200795, DENISON, TX 75020-0795

Mortgage

Document Number	0000004890
Date	Mar 7, 2019
Instrument	4890

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 21, 2018
Property Address	118 ECHO RIDGE CT, DENISON, TX 75020-0795
Instrument Date	Mar 21, 2018
Instrument	6147
Transaction Type	Construction Loan
Record Updated	Apr 4, 2018
Title Company	RED RIVER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2622 BENNETT AVE SHERMAN TX 750902512, SHERMAN, TX 75090-2512

Mortgage

Document Number	0000006147
Date	Mar 21, 2018
Instrument	6147

Lender

Name	INDEPENDENT BK WACO BOSQUE
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 20, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$456,404 (-16.89%)	$583,433 (+6.24%) Land $141,750 Building $441,683
2024	$2,390.00 (-37.95%)
2023		$549,143 Land $173,250 Building $375,893	$549,143 Land $173,250 Building $375,893
2022	$3,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

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