118 Echo Ln N, Rusk, TX 75785 Property Records

Cherokee County property record for 118 Echo Ln N, Rusk, TX 75785

Property Summary

Property Type	Single Family Home
Details	1,734 sqft · built 1991
Lot Size	0.747 acres (32,539 sqft)
Owner	Individual Name on Record
Tax Bill	$1,421 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000003-12450-0026000`

Property Details

APN / Parcel Number

Primary APN	`000003-12450-0026000`
Alternative APN	`100288000`

Interior

Building Area	1,734 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,734 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,539 sqft (0.747 acres)
Garage Type	Attached
Garage Area	240 sqft

Location & Zoning

Account Number	000003-12450-0026000
Street Address	118 ECHO LN N
City	RUSK
State	TX
Zip	75785-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A 3 BLK 1245 TR 26 WM BARTEE I12
Legal Subdivision	WM BARTEE SURVEY A-
Legal Tract	26
Legal Block	1245
Jurisdiction	CHEROKEE TX
Township / Civil Division	RUSK
Census Block Group	3
Census Block	3067
Census Tract	950802

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 ECHO LN N, RUSK, TX 75785-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 29, 2005
Transfer Doc	0000542661
Record Updated	Oct 29, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Jan 28, 2022
Property Address	118 ECHO LN N, RUSK, TX 75785-2102
Document Number	002673/826
Book / Page	2673 / 826
Instrument Date	Jan 26, 2022
Instrument	709548
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 AMANDA CT, WHITEHOUSE, TX 75791-3852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 FILES RD APT M162, M162, HOT SPRINGS, AR 71913-5447

Mortgage

Document Number	0000709549
Date	Jan 28, 2022
Instrument	709549

Lender

Name	TEXAS NATIONAL BANK OF JACKSONVILLE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Rusk City
Unified School District	Rusk Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,421.00 (+132.57%) Homeowner's exemption Senior Citizen's exemption	$80,810 (-48.58%) Land $14,970 Building $65,840	$80,810 (-48.58%) Land $14,970 Building $65,840
2025	$611.00 (-51.97%) Homeowner's exemption Senior Citizen's exemption	$157,150 (+4.09%) Land $14,970 Building $142,180	$157,150 (+4.09%) Land $14,970 Building $142,180
2023		$150,970 Land $8,790 Building $142,180	$150,970 Land $8,790 Building $142,180
2022	$1,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RUSK serves 5,602 people · EPA ID TX0370003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CCECA Broadband, Eastex Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ln N

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