118 Echo Ct, Port Orchard, WA 98366 Property Records

Kitsap County property record for 118 Echo Ct, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,765 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2019)
Tax Bill	$4,105 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4849-000-010-0005`

Property Details

APN / Parcel Number

Primary APN	`4849-000-010-0005`
Alternative APN	`1794031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,190 sqft
Basement Area	575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Garage Area	575 sqft
Deck Area	136 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	118 ECHO CT
City	PORT ORCHARD
State	WA
Zip	98366-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 10, ECHO PARK, AS RECORDED IN VOLUME 19 OF PLATS, PAGE 141, RECORDS OF KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	23
Legal Section	02
Legal Subdivision	ECHO PARK
Legal Block	4
Legal Lot Number	10
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	4
Census Block	4003
Census Tract	92200

Owner

118 Echo Ct is owned and occupied by an individual who bought it in November 2019.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	118 ECHO CT, PORT ORCHARD, WA 98366-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MTG
Jun 5, 2017	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Sep 22, 2010 · Amount on File
Deed Document Number	2019284
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Nov 27, 2019
Property Address	118 ECHO CT, PORT ORCHARD, WA 98366-1306
Document Number	0011270284
Instrument Date	Nov 13, 2019
Instrument	201911270284
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEY'S TITLE/KITSAP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ECHO CT PORT ORCHARD WA 983661306, PORT ORCHARD, WA 98366-1306

Mortgage

Document Number	11270285
Date	Nov 27, 2019
Instrument	201911270285

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Mortgage

Document Number	11270286,
Date	Nov 27, 2019
Instrument	201911270286

Lender

Name	HOUSING FIN AUTH
Address	1000 2ND AVE # 2700, SEATTLE, WA 98104-3601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	118 ECHO CT, PORT ORCHARD, WA 98366-1306
Document Number	0006130231
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ECHO CT PORT ORCHARD WA 983661306, PORT ORCHARD, WA 98366-1306

Mortgage

Document Number	0006130231
Date	Jun 13, 2017
Instrument	201706130231

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 118 Echo Ct was $4,105.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Port Orchard City
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$468,720 (-) Land $82,400 Building $386,320	$468,720 (-) Land $82,400 Building $386,320
2026	$4,105.00	$468,720 Land $82,400 Building $386,320	$468,720 Land $82,400 Building $386,320
2024	$3,670.00 (+0.08%)	$436,030 (-) Land $67,660 Building $368,370	$436,030 (-) Land $67,660 Building $368,370
2023	$3,667.00	$436,030 Land $67,660 Building $368,370	$436,030 Land $67,660 Building $368,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Echo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Echo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT ORCHARD WATER DEPT serves 15,355 people · EPA ID WA5368900
Water Source	Groundwater
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: CenturyLink, Verizon.

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