118 Eastern Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 118 Eastern Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,086 sqft · built 1926
Lot Size	0.221 acres (9,614 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Jul 2005)
Tax Bill	$9,949 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00040-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`18-00040-0000-00003`
Alternative APN	`180004000003`

Interior

Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	9,614 sqft (0.221 acres)
Lot Dimensions	108 ft deep x 89 ft wide

Location & Zoning

Street Address	118 EASTERN AVE
City	SOMERVILLE
State	NJ
Zip	08876-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	SOMERVILLE BORO
Legal Block	40
Legal Lot Number	3
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 EASTERN AVE, SOMERVILLE, NJ 08876-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY LAW & PUBLIC SAFETY CU
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2005 · Amount on Record
Deed Sale	Jul 19, 2005 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Book / Page	5771 / 2169
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 EASTERN AVE, SOMERVILLE, NJ 08876-2504
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001406
Date	Jan 17, 2024
Book Page	7541/1345
Instrument	2024001406

Lender

Name	NEW JERSEY LAW & PUBLIC SAFETY CU
Type	Credit Union
Address	TRENTON, NJ 08666

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	118 EASTERN AVE, SOMERVILLE, NJ 08876-2504
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000577
Date	Jan 5, 2021
Book Page	7293/1
Instrument	2021000577

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,200 (+6.27%) Land $133,500 Building $125,700	$259,200 (+6.27%) Land $133,500 Building $125,700
2025	$9,949.00 (+3.19%)	$243,900 (-) Land $133,500 Building $110,400	$243,900 (-) Land $133,500 Building $110,400
2024	$9,641.00 (+5.1%)
2023		$243,900 Land $133,500 Building $110,400	$243,900 Land $133,500 Building $110,400
2022	$9,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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