118 Eagle Point Rd, Fox Lake, IL 60020 Property Records

Lake County property record for 118 Eagle Point Rd, Fox Lake, IL 60020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,325 sqft · built 1990
Lot Size	0.201 acres (8,751 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2021)
Tax Bill	$5,461 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-400-163`

Property Details

APN / Parcel Number

Primary APN	`05-09-400-163`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	616 sqft
Upper Floors Area	709 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	118 EAGLE POINT RD
City	FOX LAKE
State	IL
Zip	60020-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 A. J. SMITHS UNRECORDED SUB PT W 1/2 SE1/4 SECTION 9 TOWNSHIP 45 RANGE 9
Legal Range	09
Legal Township	45
Legal Section	09
Legal Subdivision	A. J. SMITHS UNRECORDED SUB
Legal Lot Number	25
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1037
Census Tract	860908

Owner

Source: Lake County records · APN 05-09-400-163

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 EAGLE POINT RD, FOX LAKE, IL 60020-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Aug 29, 2005 · Amount on Record
Deed Document Number	20217843551
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 12, 2021
Property Address	118 EAGLE POINT RD, FOX LAKE, IL 60020-1716
Document Number	0007843551
Instrument Date	Sep 21, 2021
Instrument	7843551
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	CAMBRIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 EAGLE POINT RD, FOX LAKE, IL 60020-1716

Mortgage

Document Number	0007843552
Date	Nov 12, 2021
Instrument	7843552

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,675 (+24.87%) Land $11,320 Building $64,355	$227,047 (+24.87%) Land $33,963 Building $193,084
2024	$5,461.00 (+15.26%)
2023	$4,738.00 (+3.68%)	$60,604 (+16.35%) Land $9,876 Building $50,728	$181,830 (+16.35%) Land $29,631 Building $152,199
2022	$4,570.00	$52,088 Land $8,972 Building $43,116	$156,280 Land $26,919 Building $129,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 266 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FOX LAKE serves 11,780 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb
Copper	1.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	37 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.