118 E West St, Cadott, WI 54727 Property Records

Chippewa County property record for 118 E West St, Cadott, WI 54727

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,274 sqft · built 1951
Lot Size	0.18 acres (7,751 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2024)
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22906-3144-6309-0004`

Property Details

APN / Parcel Number

Primary APN	`22906-3144-6309-0004`
Alternative APN	`111 0500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,274 sqft Total Area
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Finished Basement	1,274 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	7,751 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	111 0500
Street Address	118 E WEST ST
City	CADOTT
State	WI
Zip	54727-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CADOTT PRO
Legal Description	DIETRICH ADDITION LOT 4 & THE E 9' OF OUTLOT 52 OF ASSESSORS OUTLOT PLAT & PCL 66' X 61' LYING N OF LOT 4 IN OUTLOT 51 OF ASS
Legal Range	06W
Legal Township	29N
Legal Section	31
Legal Subdivision	DIETRICH ADDITION
Legal Lot Number	4
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CADOTT
Census Block Group	1
Census Block	1045
Census Tract	10800

Owner

Source: Chippewa County assessment roll, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	419 DODGE ST, STANLEY, WI 54768-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2024	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Aug 29, 2024 · Amount on Record
Deed Document Number	2024953289
Prior Transfer Date	Aug 21, 2024
Prior Transfer Doc	0000953287
Record Updated	Sep 20, 2026

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Aug 29, 2024
Property Address	118 E WEST ST, CADOTT, WI 54727-9410
Document Number	0000953287
Instrument Date	Aug 21, 2024
Instrument	953287
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000953290
Date	Aug 29, 2024
Instrument	953290

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Aug 5, 2020
Property Address	118 E WEST ST, CADOTT, WI 54727-9410
Document Number	0000904888
Instrument Date	Jul 23, 2020
Instrument	904888
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E WEST ST, CADOTT, WI 54727-9410

Mortgage

Document Number	0000904889
Date	Aug 5, 2020
Instrument	904889

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Cadott Village
Unified School District	Cadott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,417.00 (+14.22%) Homeowner's exemption	$115,000 (-) Land $10,700 Building $104,300	$195,600 (+13.99%)
2023	$2,116.00 Homeowner's exemption	$115,000 Land $10,700 Building $104,300	$171,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADOTT WATERWORKS serves 1,352 people · EPA ID WI6090450
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Citizens Telephone Cooperative, Inc. (WI).

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