118 E Ward St, Versailles, OH 45380 Property Records

Darke County property record for 118 E Ward St, Versailles, OH 45380

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,710 sqft · built 1909
Lot Size	0.091 acres (3,968 sqft)
Owner	Individual Name on Record
Last Sale	$35,500 (May 1989)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Jan 2007 Line of Credit Jan 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T76-2-410-19-01-05-12900`

Property Details

APN / Parcel Number

Primary APN	`T76-2-410-19-01-05-12900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	2,136 sqft
Upper Floors Area	608 sqft
Attic	Attic
Attic Area	34 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,968 sqft (0.091 acres)
Lot Dimensions	124 ft deep x 32 ft wide
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	243 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	118 E WARD ST
City	VERSAILLES
State	OH
Zip	45380-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORNERS ADDN W SD LOT 176
Legal Subdivision	HORNERS ADDN
Legal Lot Number	176
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4028
Census Tract	530100

Owner

Source: Darke County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E WARD ST, VERSAILLES, OH 45380-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2007	Deed of Trust, Mortgage · Line of Credit SECOND NATIONAL BANK
Jan 19, 2007	Deed of Trust, Mortgage SECOND NATIONAL BANK
Aug 8, 2006	Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO
Jul 19, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1989 · Amount on Record
Deed Sale	May 1, 1989 · Amount on Record
Last Transfer Date	Jul 12, 2021
Transfer Doc	00549/3270
Record Updated	Jun 8, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	118 E WARD ST, VERSAILLES, OH 45380-1428
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E WARD ST, VERSAILLES, OH 45380-1428

Mortgage

Document Number	0396/03107
Date	Jan 19, 2007
Book Page	396/03107
Instrument	200700000443

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	118 E WARD ST, VERSAILLES, OH 45380-1428
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E WARD ST, VERSAILLES, OH 45380-1428

Mortgage

Document Number	0396/03100
Date	Jan 19, 2007
Book Page	396/03100
Instrument	200700000442

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2017

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	118 E WARD ST, VERSAILLES, OH 45380-1428
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E WARD ST, VERSAILLES, OH 45380-1428

Mortgage

Document Number	0390/00702
Date	Aug 8, 2006
Book Page	390/00702
Instrument	200600006693

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jul 14, 2026

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DARKE OH
Recording Date	Jul 19, 2021
Property Address	118 E WARD ST, VERSAILLES, OH 45380-1428
Document Number	00549/3270
Book / Page	549 / 3270
Map Reference	VOL 4 PG 534
Instrument Date	Jul 12, 2021
Instrument	202100005229
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	118 E WARD ST, VERSAILLES, OH 45380-1428

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Municipality	Versailles Village
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (-0.22%) Homeowner's exemption	$40,690 (-) Land $3,430 Building $37,260	$116,240 (-) Land $9,790 Building $106,450
2023	$1,359.00 Homeowner's exemption	$40,690 Land $3,430 Building $37,260	$116,240 Land $9,790 Building $106,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES VILLAGE PWS serves 2,687 people · EPA ID OH1901312
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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