Oswego County and Oswego City property record for 118 E Seneca St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1900 |
| Lot Size | 0.05 acres (2,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,224 (2026) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.41-07-07 |
| Primary APN | 351200 128.41-07-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,200 sqft (0.05 acres) |
| Lot Dimensions | 100 ft deep x 22 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4589 |
|---|---|
| Street Address | 118 E SENECA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Block | 7 |
| Legal Lot Number | 7.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21605 |
118 E Seneca St is owned by two individuals who acquired it in January 2005.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 JORDAN WAY, OSWEGO, NY 13126-4120 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2005 |
| Transfer Doc | 0000000229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 21, 2018 |
| Property Address | 118 E SENECA ST, OSWEGO, NY 13126-1649 |
| Document Number | 0000005802 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 5802 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 JORDAN WAY OSWEGO NY 131264120, OSWEGO, NY 13126-4120 |
| Document Number | 5803 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 5803 |
| Name | BEVERLY J JONES |
|---|---|
| Address | 3045 STATE ROUTE 48, OSWEGO, NY 13126-5733 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 20, 2033 |
The 2026 property tax bill for 118 E Seneca St was $2,224, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,224.00 (-1.16%) | ||
| 2025 | $2,250.00 | $120,000 Land $13,000 Building $107,000 | $120,000 Land $13,000 Building $107,000 |
| 2023 | $52,300 Land $5,600 Building $46,700 | $63,012 Land $6,747 Building $56,265 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 E Seneca St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 E Seneca St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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