118 E Saint Clair Ave, Longmont, CO 80504 Property Records

Boulder County property record for 118 E Saint Clair Ave, Longmont, CO 80504 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 804 sqft · built 1921
Lot Size0.141 acres (6,126 sqft)
OwnerIndividual Name on File
Tax Bill$1,637 (2025)
Deeds & MortgagesMar 2026 Reverse Mortgage
Jan 2026 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1315-02-2-15-012

Property Details

APN / Parcel Number

Primary APN1315-02-2-15-012
Alternative APNs
  • R0041598
  • 0041598

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area804 sqft Living Area
1st Floor Area804 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,126 sqft (0.141 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0041598
Street Address118 E SAINT CLAIR AVE
CityLONGMONT
StateCO
Zip80504-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 34-35 BLK 6 KENSINGTON PLACE
Legal Range69
Legal Township2N
Legal Section02
Legal SubdivisionKENSINGTON PLACE - LG
Legal Block6
Legal Lot Number34
JurisdictionBOULDER CO
Township / Civil DivisionLONGMONT
Census Block Group1
Census Block1003
Census Tract13401

Owner

Source: Boulder County records · APN 1315-02-2-15-012

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Reverse Mortgage
SOUTH RIVER MORTGAGE LLC
Jan 14, 2026Deed of Trust, Mortgage · Reverse Mortgage
SOUTH RIVER MORTGAGE LLC
Jan 08, 2024Intrafamily Transfer, Transfer · Reverse Mortgage
SOUTH RIVER MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 1981
Deed SaleApr 23, 1981
Prior SaleApr 13, 1981
Deed Document Number1981443204
Last Transfer DateDec 22, 2023
Transfer Doc0004033270
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118

Mortgage

Document Number0004123473
DateMar 12, 2026
Instrument4123473
Lender
NameSOUTH RIVER MORTGAGE LLC
TypeReverse Mortgage Lender
AddressANNAPOLIS, MD 21401
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term706 Months
DueJan 06, 2085

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118
Transaction TypeMortgage
Record UpdatedFeb 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118

Mortgage

Document Number0004116626
DateJan 14, 2026
Instrument4116626
Lender
NameSOUTH RIVER MORTGAGE LLC
TypeReverse Mortgage Lender
AddressANNAPOLIS, MD 21401
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term708 Months
DueJan 06, 2085
Interest
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate10%

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOULDER CO
Recording DateJan 08, 2024
Property Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118
Document Number0004033270
Instrument DateDec 22, 2023
Instrument4033270
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyNOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E SAINT CLAIR AVE, LONGMONT, CO 80504-5118

Mortgage

Document Number0004033271
DateJan 08, 2024
Instrument4033271
Lender
NameSOUTH RIVER MORTGAGE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term732 Months
DueJan 06, 2085
Interest
Rate TypeAdjustable Rate
Rate7.76%
AdjustableAdjustable Rate Rider
Type Change DateFeb 01, 2024
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.7%

Tax Assessment & Valuation

Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityLongmont City
Unified School DistrictSt. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$23,772 (+8.8%) Land $7,704 Building $16,068$349,600 (-) Land $113,300 Building $236,300
2025$1,637.00 (+20.46%)$21,850 (-11.16%) Land $7,081 Building $14,769$349,600 (-4.77%) Land $113,300 Building $236,300
2024$1,359.00 (+1.42%)
2023$1,340.00 (+24.07%)$24,596 (+38.46%) Land $7,745 Building $16,851$367,100 (+43.62%) Land $115,600 Building $251,500
2022$1,080.00$17,764 Land $5,650 Building $12,114$255,600 Land $81,300 Building $174,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boulder County (08013C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080130134011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims2 (1990)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 1990, rainfall accumulation

Wildfire

Wildfire RiskLow
above 5% of the US · above 2% of Colorado
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
City of LongmontFiber10,000 / 10,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: TDS Telecom, AT&T, T-Mobile USA, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

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